Should You Buy Paypal Shares in Australia in 2025?

Why trust HelloSafe ?

At HelloSafe, our expert has been tracking Paypal's performance for over three years. Every month, hundreds of thousands of users in Australia trust us to decipher market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by Paypal.

What is Paypal?

The price of Paypal stock

The price of Paypal stock is rising this week. Paypal is currently trading at $76.65 USD, up 0.46% in the last 24 hours and 4.67% higher over the past week. With a market capitalization of $74.54 billion and an average daily trading volume of 10.4 million shares, the stock enjoys strong liquidity. Paypal’s P/E Ratio stands at 17.21, it does not pay a dividend, and its beta is 1.45. This reflects moderate volatility, providing both growth potential and portfolio diversification for Australian investors.

Our full analysis of the Paypal stock

Following a comprehensive review of Paypal’s most recent financial reports and multi-year share price performance, we have leveraged a wide array of analytical inputs. Our proprietary algorithms synthesize financial indicators, technical signals, market trends, and competitive insights. So, why might Paypal stock once again become a strategic entry point into the digital payments sector in 2025?

Recent performance and market context

Paypal stock has recently shown notable resilience, trading at $76.65 USD as of early July 2025. Over the past week, shares have climbed 4.67%, building on a robust annual rebound of 28.4%. This upward trend comes on the back of upbeat Q1 results that outperformed analyst EPS expectations by 23%, along with a clear acceleration in net income. Market sentiment has improved with Paypal strengthening relationships with major industry partners such as Meta, Instacart, and Walmart, while the company’s focus on expanding into digital commerce has further fuelled optimism. The global environment also remains firmly supportive, as the ongoing boom in e-commerce and the digital transformation of financial services play directly into Paypal’s core strengths as a technology leader.

Technical analysis

Technical indicators currently present a constructive outlook for Paypal. The 20, 50, and 100-day moving averages all signal buying interest, supporting a short-term bullish momentum. The Relative Strength Index (RSI) stands at 61.67—neutral yet edging higher, suggesting growing demand without approaching overbought conditions. The MACD, while modestly in sell territory, is trending toward convergence, hinting at a possible momentum reversal. Importantly, the stock has found stable support around $73.29, with a breakout above the key $75.05 resistance reinforcing a transition from consolidation to a potential new rally phase. Historically, moves above these technical thresholds have coincided with sustained advances, reinforcing the favorable risk/reward profile for new investors.

Fundamental analysis

Paypal’s fundamentals are compelling. Quarterly revenue increased to $7.79 billion, with net profit surging by 45% year-over-year, reflecting disciplined operational management and a quick adaptation to a swiftly changing payments landscape. Anchored by an attractive P/E ratio of 17.21—well below average for high-quality fintechs—Paypal presents a valuation that does not fully price in its structural strengths or future growth. The company’s revenue mix is diversifying: not only through digital payments but also via expanding digital commerce, new business solutions, and consumer engagement platforms such as Venmo. Paypal remains dominant, boasting 434 million active accounts at the end of 2024 and continuing to expand its trusted payment ecosystem worldwide. The brand’s strength, ability to generate cash flow, and proven track record of innovation enable Paypal to respond quickly to opportunities and competitive threats.

Volume and liquidity

Sustained average daily trading volume of 10.4 million shares signals strong market confidence and high liquidity, offering investors tight spreads and efficient order execution. With a market cap of $74.54 billion, Paypal’s free float is sufficiently large to support dynamic re-rating, yet without the risks of illiquidity that can plague smaller players. Such consistent liquidity supports both long-term buy-and-hold strategies and more active trading approaches—making Paypal stock attractive for a broad array of market participants.

Catalysts and positive outlook

Looking ahead, Paypal is exceptionally well positioned to benefit from multiple growth engines:

• The structural rise of global e-commerce, which continues to accelerate digital payments adoption.
• Ongoing innovation in blockchain technology and seamless payment solutions for merchants and consumers alike.
• Expansion of peer-to-peer platforms like Venmo and international rollouts.
• Increased penetration into business solutions, enabling new revenue streams that diversify and stabilise earnings.

Further, the recent appointment of Alex Chriss as CEO in late 2023 has invigorated transformative change, with a renewed focus on product innovation and operational efficiency. ESG initiatives aimed at driving digital inclusion and sustainable finance also enhance Paypal’s attractiveness to institutional investors and future-proof its business model. The positive consensus from over 60 analysts—projecting a 2025 price target of $90.27 and a longer-term upside—adds weight to the bullish thesis.

Investment strategies

For different types of investors, Paypal’s current context offers a spectrum of entry strategies:

• Short-term: Recent technical breakouts above support, combined with bullish momentum, make Paypal a candidate for swing trades aiming to capture the next upward leg, especially with Q2 earnings and upcoming product launches as potent near-term catalysts.
• Medium-term: Investors can leverage Paypal’s undervalued P/E and strengthening fundamentals by building positions on technical pullbacks toward $73–$75, targeting a move toward analyst consensus near $90.
• Long-term: The ongoing expansion of digital commerce, Paypal’s dominant market share, and robust innovation pipeline provide powerful reasons for investors to accumulate and hold. For Australians seeking exposure to a leading global fintech, Paypal’s proven ability to navigate macro headwinds and steady execution offer the prospect of sustained capital appreciation.

Entry near key support levels or in anticipation of major product or earnings catalysts appears especially compelling, allowing investors to position ahead of potential re-ratings or positive surprises.

Is it the right time to buy Paypal?

In summary, Paypal combines resilient recent performance with a technical structure pointing toward further gains. Its compelling valuation, robust profitability, sustained market share, and ongoing innovation create a backdrop of high confidence. The stock’s dominant role in an expanding global payments sector suggests it may be entering a renewed bullish phase, justifying renewed interest from both new and experienced investors. Supported by strong liquidity and multiple positive catalysts on the horizon, Paypal seems to represent an excellent opportunity for those seeking a strategic entry into technology-driven financial growth. For investors looking at the digital payments space, the current set-up around Paypal stock deserves close and optimistic consideration, as the market outlook and fundamentals firmly align in its favour.

How to buy Paypal stock in Australia

Buying Paypal stock online in Australia is both simple and secure when using an ASIC-regulated broker. Investors can choose between two main methods: spot (cash) buying, where you become a direct shareholder, and trading Contracts for Difference (CFDs), which allows speculative trading with leverage. Both approaches can be accessed through intuitive platforms or apps. For a detailed broker comparison and to select the one that suits you best, see the dedicated section further down the page.

Spot buying

A cash purchase of Paypal stock means you buy shares outright, becoming a part-owner of the company with all shareholder rights. Typical fees for cash buying usually include a fixed commission per order, often around AUD $5 to $10 with leading Australian brokers.

Share Purchase Example

If the Paypal share price is $76.65 USD (around $115 AUD), you can buy around 8 shares with a $1,000 AUD stake, including a brokerage fee of around $5.

• ✔️ Gain scenario:
• If the share price rises by 10%, your shares are now worth $1,100.
• Result: +$100 gross gain, i.e. +10% on your investment.

Trading via CFD

CFD trading lets you speculate on Paypal stock price movements without owning the shares. Fees for CFDs typically include the bid-ask spread and, for multi-day positions, overnight financing costs. CFDs also offer leverage, letting you amplify your exposure to price changes.

Gain scenario

You open a CFD position on Paypal shares, with 5x leverage. This gives you a market exposure of $5,000 AUD with a $1,000 AUD deposit.

If the stock rises by 8%, your position gains 8% × 5 = 40%. Result: +$400 gain, on a bet of $1,000 (excluding fees).

Final advice

Before buying Paypal stock, be sure to compare brokers’ fees, conditions, and available features to ensure they match your investment style and objectives. Whether you choose direct spot buying for long-term ownership or CFD trading for leveraged exposure, the best choice depends on your financial goals. For more details on available brokers in Australia, consult our comparison section further down the page.

Our 7 tips for buying Paypal stock

The latest news about Paypal

Paypal’s stock gained 4.67% over the last week, outperforming the broader Nasdaq index. This strong performance reflects renewed investor confidence following recent quarterly results, with the share price nearing a key resistance level that attracts additional short-term buying interest, including from international markets like Australia.

Latest Q1 2025 earnings showed Paypal beating analyst expectations for profit per share, rising 23% year-on-year. The company’s net profit also grew 45%, underlining its resilience and efficiency amid competitive payments sector dynamics and positively influencing analysts’ views in Australia.

Paypal continues to expand digital payment integrations with Australian online retailers and fintech partners. Recent agreements have expanded the company’s reach across e-commerce and digital banking in Australia, strengthening its position as a preferred payment method for both consumers and merchants.

Analyst consensus remains positive, with buy recommendations and a new price target averaging USD $90.27 for 2025. Major international and regional brokers highlight Paypal’s leadership in global digital payments, ongoing product innovation, and relevance to the growing Australian fintech ecosystem.

Paypal’s compliance with Australia’s regulatory framework ensures secure service and increases user trust in the region. By aligning with local data and payment security rules, Paypal enhances its appeal for Australian investors and fosters continued growth within this regulated, fast-evolving market.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.