Should I buy Qbe Insurance Group stock in 2025?
Is it the right time to buy Qbe Insurance Group?
ScoreQBE Insurance Group Limited (ASX: QBE) stands as a pillar in Australia’s insurance sector, offering a diversified portfolio across property, casualty, and specialty lines, both locally and globally. As of July 2025, its stock trades around A$22.60 per share, with a robust average daily trading volume of 3.38 million shares, reflecting sustained market interest. Notably, QBE posted a significant 32% rise in net profit for 2024 and continues to see strong top-line growth, with gross written premiums up 7% year-on-year in the first quarter of 2025. Recent leadership additions and strategic expansion in Asia reinforce the group’s operational capabilities. While technical indicators currently lean bearish, long-term fundamentals—solid dividend yield of 3.71%, moderate PER of 12.56, and a relatively low beta (0.43)—signal underlying resilience. Market sentiment remains broadly constructive, underpinned by QBE’s agility in leveraging innovation like cyber insurance and consistent improvement in combined ratios. The sector outlook also benefits from rising insurance demand amid ongoing climate and regulatory changes. According to the consensus of 13 national and international banks, a target price of A$29.38 is in focus, indicating meaningful upside should the company sustain its current momentum.
- ✅Consistently strong profit growth, up 32% year-on-year in 2024.
- ✅Attractive dividend yield of 3.71% with franking credits for Australian investors.
- ✅Well-diversified global portfolio across 26 countries and multiple segments.
- ✅Ongoing innovation in specialty lines, notably cyber insurance solutions.
- ✅Stable management and major expansion in high-growth Asian markets.
- ❌Exposure to extreme weather events may impact quarterly results.
- ❌Regulatory scrutiny on complaint management could increase compliance costs.
Score- ✅Consistently strong profit growth, up 32% year-on-year in 2024.
- ✅Attractive dividend yield of 3.71% with franking credits for Australian investors.
- ✅Well-diversified global portfolio across 26 countries and multiple segments.
- ✅Ongoing innovation in specialty lines, notably cyber insurance solutions.
- ✅Stable management and major expansion in high-growth Asian markets.
Is it the right time to buy Qbe Insurance Group?
- ✅Consistently strong profit growth, up 32% year-on-year in 2024.
- ✅Attractive dividend yield of 3.71% with franking credits for Australian investors.
- ✅Well-diversified global portfolio across 26 countries and multiple segments.
- ✅Ongoing innovation in specialty lines, notably cyber insurance solutions.
- ✅Stable management and major expansion in high-growth Asian markets.
- ❌Exposure to extreme weather events may impact quarterly results.
- ❌Regulatory scrutiny on complaint management could increase compliance costs.
Score- ✅Consistently strong profit growth, up 32% year-on-year in 2024.
- ✅Attractive dividend yield of 3.71% with franking credits for Australian investors.
- ✅Well-diversified global portfolio across 26 countries and multiple segments.
- ✅Ongoing innovation in specialty lines, notably cyber insurance solutions.
- ✅Stable management and major expansion in high-growth Asian markets.
- What is Qbe Insurance Group?
- What is the Qbe Insurance Group stock price?
- Our full analysis of the Qbe Insurance Group stock
- How to buy Qbe Insurance Group stock in Australia
- Our 7 tips for buying Qbe Insurance Group stock
- The latest news about Qbe Insurance Group
- FAQ
- On the same topic
Why trust HelloSafe ?
At HelloSafe, our expert has been tracking the performance of Qbe Insurance Group for over three years. Every month, hundreds of thousands of users in Australia trust us to analyse market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, paid by Qbe Insurance Group.
What is Qbe Insurance Group?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Australia | Headquartered in Sydney, the company is a flagship insurer in the Australian market. |
| 💼 Market | ASX | Listed and traded on the Australian Securities Exchange, ensuring liquidity and access. |
| 🏛️ ISIN code | AU000000QBE9 | This code uniquely identifies the stock for trading and compliance. |
| 👤 CEO | Andrew Horton | Andrew Horton brings multinational insurance leadership, strengthening group governance. |
| 🏢 Market cap | A$34.13 billion | Reflects QBE’s robust scale and strong investor confidence in its long-term strategy. |
| 📈 Revenue | A$22.71 billion (2024) | Revenue rose by 4.75%, showing ongoing growth in the core insurance business. |
| 💹 EBITDA | Not disclosed | Not standardly reported; focus is usually on net profit and combined ratio in insurance. |
| 📊 P/E Ratio (Price/Earnings) | 12.56 | Indicates a reasonable valuation compared to sector peers, balancing growth and value. |
What is the Qbe Insurance Group stock price?
The price of Qbe Insurance Group stock is rising this week. As of the latest update, the current share price stands at A$22.60, with a 24-hour increase of +0.31% (A$0.07) and a weekly change of -2.67%. Qbe Insurance Group has a market capitalization of A$34.13 billion and an average three-month trading volume of 3.38 million shares. The P/E Ratio is 12.56, the dividend yield is 3.71%, and the stock beta is 0.43, indicating lower volatility than the overall market. This appealing stability may offer opportunities for those seeking steady performance amid market fluctuations.
Our full analysis of the Qbe Insurance Group stock
We have thoroughly reviewed Qbe Insurance Group’s latest financial results and analysed its share price performance over the past three years. By merging our proprietary algorithms with a comprehensive evaluation of financial indicators, technical signals, sector data, and competitive benchmarking, we aim to deliver a rigorous, actionable perspective. So, why might Qbe Insurance Group stock once again become a strategic entry point into the insurance and financial services sector in 2025?
Recent performance and market context
Qbe Insurance Group stock has shown robust momentum during the past year, currently trading at A$22.60, a significant 33% advance year-on-year, and registering a 14.8% rise over the last six months. Despite minor recent softness—down 2.7% on the week—the trajectory remains upward, underpinned by resilient sector demand for insurance risk solutions. Notably, the May 2025 Annual General Meeting reaffirmed a growth-focused strategy while confirming a strong final dividend. Structural factors, such as Australia’s robust regulatory environment and increasing global demand for insurance—especially in reinsurance, specialty, and cyber risk—further strengthen QBE’s positioning as a sector leader.
Recent organisational advancements reinforce this context. The strategic appointments of key leadership in technology and distribution reflect a company architecting for scale, innovation, and operational excellence. Moreover, the Australian insurance market, backed by sound regulatory oversight and expanding capital inflows, provides a favourable backdrop compared to more volatile global counterparts. With QBE’s broad international footprint—spanning the Asia-Pacific, Americas, and Europe—the group is well placed to capture sector tailwinds, offering a compelling case for renewed attention.
Technical analysis
From a technical standpoint, QBE’s chart patterns and indicators suggest a scenario primed for medium-term upside. The Relative Strength Index (RSI) registers at 44.3, hovering near oversold territory, implying potential for a technical rebound. The MACD remains marginally negative, but a flattening slope may signal an impending bullish reversal. Notably, all major moving averages (20-, 50-, 100-, 200-day) are tightly clustered near current levels, establishing A$22.50 as a key support and A$24.20 as near-term resistance.
The recent minor pullback—while prompting several “sell” signals based on moving averages—should be contextualised against the stock’s broader 12-month rally. Such consolidations frequently serve as launchpads for renewed buying activity, particularly when paired with strong fundamentals and positive sector catalysts. Momentum structures remain intact, and the convergence of chart support levels suggests optimal conditions for technical accumulation.
Fundamental analysis
Qbe Insurance Group’s 2024 financial results clearly exceeded market expectations, with revenue increasing 4.75% to A$22.71 billion and net profit surging 32.5% to A$1.73 billion. This solid profitability is underpinned by effective underwriting, cost control, and an expanding portfolio in cyber and specialist insurance. The forward P/E ratio of 12.56 appears justified and attractive in light of sector negotiations, positioning QBE as a relative value play versus global peers.
Strategically, QBE’s ongoing investment in digital transformation—including the QCyberProtect initiative—demonstrates its ability to capitalise on emerging opportunities. The insurer’s international presence across 26 countries empowers it to diversify risk and benefit from differentiated growth engines, especially in high-potential Asian and North American markets. Brand strength, operational resilience (as evidenced by strong performance during recent extreme weather events), and expertise in specialty lines collectively bolster QBE’s structural advantages.
Moreover, the group’s impressive dividend yield of 3.71% and sound capital management appeal directly to investors seeking both growth and income. These features, combined with a moderate beta of 0.43, point to balanced exposure: attractive returns with reduced volatility versus the broader market.
Volume and liquidity
Trading activity for QBE remains robust, with an average daily volume of 3.38 million shares over the past three months. This sustained liquidity signals high investor confidence and ensures efficient price discovery, enabling both institutional and retail investors to build or unwind positions without significant market impact.
Importantly, the stock’s substantial free float and institutional ownership provide anchors for valuation. Such a structure supports healthy market dynamics, helping to dampen erratic swings while allowing for responsive re-ratings should catalysts materialise. This liquidity profile stands out, especially in a sector where some competitors can be less accessible or prone to wide bid-ask spreads.
Catalysts and positive outlook
- Product innovation: The rollout of QCyberProtect and focus on technology-enhanced insurance offerings position QBE at the forefront of the fast-expanding cyber risk segment.
- Geographic expansion: Strategic penetration into high-growth Asian markets (Hong Kong, Singapore, Malaysia, Vietnam) extends the earnings runway.
- Operational excellence: Ongoing digital transformation and AI-driven claims optimisation fuel efficiency and customer satisfaction.
- ESG leadership: Proactive climate risk management and sustainability initiatives enhance QBE’s profile with capital-conscious institutional investors.
- Robust macro context: The insurance sector’s growing relevance amid geopolitical uncertainty, and persistently high demand for reinsurance solutions, further advantages large, diversified players.
Taken together, these factors suggest QBE is aligned for outperformance, both in terms of financial delivery and strategic sector leadership. Planned improvements in the combined operational ratio and an ongoing uplift in net investment income add to the sense of a business hitting its operational stride.
Investment strategies
- Short-term positioning: Recent consolidation near strong technical support at A$22.50 offers an attractive entry for tactical traders, especially ahead of upcoming earnings releases or market-moving strategic announcements.
- Medium-term structure: Anticipated catalysts—such as product launches or entry into new markets—could drive a re-rating, with A$24.20 presenting an initial technical target.
- Long-term growth: The combination of revenue momentum, margin expansion, strong capital management, and sector leadership make QBE a compelling option for investors building core, diversified holdings in the insurance sector.
The present technical setup—characterised by compressed moving averages and a moderate RSI—suggests the risk/reward is skewed favourably for new buyers, with potential downside well contained by identifiable support.
Is it the right time to buy Qbe Insurance Group?
In summary, Qbe Insurance Group’s current positioning combines a record of execution, forward-looking sector alignment, ongoing product innovation, and consistent shareholder returns. The fundamentals justify renewed interest at current levels, particularly given the resilient market context, supportive technical structure, and broad array of emerging growth catalysts.
With strong trading liquidity, a disciplined approach to risk, and a management team committed to operational excellence, the stock may be entering a new bullish phase. For investors seeking quality exposure to insurance and financial services in Australia and globally, QBE seems to represent an excellent opportunity to capture value on both a relative and absolute basis—particularly with technical signals indicating a favourable risk/reward balance and a bullish outlook ahead.
Qbe Insurance Group stands poised to reaffirm its role as an anchor in diversified portfolios, offering significant upside potential as it capitalises on sector transformation and strategic market expansion.
How to buy Qbe Insurance Group stock in Australia
Buying Qbe Insurance Group stock online is both straightforward and secure when you use an ASIC-regulated broker. Investors can access Qbe Insurance Group through two main methods: direct spot buying for full share ownership, or trading via CFDs for leveraged exposure with flexibility. Both approaches are easily managed with a few clicks, making the process accessible to all experience levels. For details on top brokers in Australia, you’ll find a comparison further down this page.
Spot buying
With a cash purchase of Qbe Insurance Group stock, you actually become a shareholder and own the shares in your name. This method is typically subject to a transparent commission per order, often a fixed fee such as A$5 per trade with Australian brokers. Ownership entitles you to dividends and voting rights, and you benefit directly from price appreciation.
Gain scenario
If the Qbe Insurance Group share price is A$22.60, you can buy around 44 shares with a A$1,000 stake, including a typical brokerage fee of around A$5.
If the share price rises by 10%, your shares are now worth A$1,100.
Result: +A$100 gross gain, i.e. +10% on your investment.
Trading via CFD
Trading Qbe Insurance Group shares through CFDs (Contracts for Difference) means you don’t actually own the shares, but you can speculate on price changes either up or down. CFD trading is subject to the broker’s spread (the difference between buy and sell prices) and overnight financing charges if you hold the position beyond one trading day. Leverage allows you to control larger positions with a smaller initial outlay, but it also increases both risks and opportunities.
Gain scenario
You open a CFD position on Qbe Insurance Group shares, with 5x leverage, using a A$1,000 stake.
This gives you a market exposure of A$5,000.
If the stock rises by 8%, your position gains 8% × 5 = 40%.
Result: +A$400 gain, on a bet of A$1,000 (excluding fees).
Final advice
Before investing, it’s important to compare broker fees, platform conditions, and available features like research tools and customer service. The right method—spot buying or CFDs—depends on your investment goals, risk profile, and trading style. For an overview of reliable brokers in Australia that offer Qbe Insurance Group shares, check our comparison page below.
Check out the best brokers in Australia!Compare brokersOur 7 tips for buying Qbe Insurance Group stock
| 📊 Step | 📝 Specific tip for Qbe Insurance Group |
|---|---|
| Analyse the market | Evaluate the insurance and reinsurance sector trends, paying special attention to Qbe Insurance Group’s exposure to climate risk and regulation in Australia. |
| Choose the right trading platform | Select an ASX-accredited broker with low transaction fees and comprehensive research tools to trade Qbe Insurance Group confidently. |
| Define your investment budget | Assess your financial goals and risk tolerance before allocating funds, as Qbe Insurance Group is a large-cap but still sensitive to sector shifts. |
| Choose a strategy (short or long term) | For Qbe Insurance Group, consider a long-term approach to benefit from dividend yields and the company’s continued global expansion. |
| Monitor news and financial results | Regularly review Qbe Insurance Group’s earnings announcements, new executive appointments, and regulatory updates that could influence performance. |
| Use risk management tools | Implement stop-loss or limit orders and consider position sizing to protect your investment from sharp market movements or sector-specific risks. |
| Sell at the right time | Plan your exit by setting targets, such as near technical resistance or after positive dividend announcements, to maximise potential gains. |
The latest news about Qbe Insurance Group
Qbe Insurance Group share price shows resilience with a 0.31% intraday increase as of July 4, 2025. Despite broader equity market volatility in Australia, QBE’s stock closed up A$0.07 at A$22.60, reflecting investor confidence in the group’s outlook and the insurance sector’s current stability. This positive local market reaction follows recent strong financial results and ongoing strategic clarity.
Qbe Insurance Group’s Q1 2025 results reveal 7% year-on-year gross written premium growth and robust investment income. Net investment income reached approximately A$350 million in Q1, with insurance operations delivering organic premium growth across the Australian and Asia-Pacific regions. These results underscore resilience in core markets and support positive sentiment among Australian institutional investors.
Qbe Insurance Group maintains low stock beta and offers an attractive 3.71% dividend yield supported by franking credits. With a beta of only 0.43, QBE stock demonstrates comparatively lower volatility than the ASX 200, appealing to risk-conscious Australian investors. The dividend yield is supported by a strong profit base and delivers additional after-tax value through the local franking system.
Qbe Insurance Group is accelerating its Asia-Pacific expansion with particular focus on new partnerships in Hong Kong, Singapore, Malaysia, and Vietnam. These regional initiatives aim to increase premium volumes and diversify risk away from the Australian market, while enhancing the insurer’s competitive positioning across rapidly growing economies.
Qbe Insurance Group’s operational improvements and technology investment are reinforced by the recent appointment of Ian Fantozzi as Group Executive, Technology and Operations. This leadership change, announced in January 2025, is widely viewed as strengthening QBE’s local and international capacity for digital transformation and claims processing efficiency, directly benefitting Australian policyholders and business partners.
FAQ
What is the latest dividend for Qbe Insurance Group stock?
Qbe Insurance Group currently pays a dividend. The most recent dividend was A$0.63 per share, confirmed at the May 2025 annual meeting, with a trailing 12-month total of A$0.87 per share. This represents a yield of about 3.7%. QBE uses the Australian franking credit system, making its dividends attractive for many local investors.
What is the forecast for Qbe Insurance Group stock in 2025, 2026, and 2027?
Based on current levels, projected values are A$29.38 at the end of 2025, A$33.90 at the end of 2026, and A$45.20 at the end of 2027. These positive prospects are underpinned by QBE’s strategic growth plan and strong improvement in core profitability, supporting an optimistic analyst outlook for the medium term.
Should I sell my Qbe Insurance Group shares?
Holding Qbe Insurance Group shares may be appropriate for investors seeking exposure to a solid global insurer with strong fundamentals. QBE’s historical earnings growth, stable dividend record, and expanding footprint in strategic markets provide compelling reasons to remain invested. The company’s scale and adaptability support potential value over the medium to long term.
Are Qbe Insurance Group shares eligible for tax credits or special schemes in Australia?
Yes, Qbe Insurance Group shares are eligible for Australian franking credits, allowing most resident investors to reduce their tax on dividends. Long-term capital gains from holding the stock may also qualify for a 50% discount if shares are held for more than twelve months—a key benefit for local investors.
What is the latest dividend for Qbe Insurance Group stock?
Qbe Insurance Group currently pays a dividend. The most recent dividend was A$0.63 per share, confirmed at the May 2025 annual meeting, with a trailing 12-month total of A$0.87 per share. This represents a yield of about 3.7%. QBE uses the Australian franking credit system, making its dividends attractive for many local investors.
What is the forecast for Qbe Insurance Group stock in 2025, 2026, and 2027?
Based on current levels, projected values are A$29.38 at the end of 2025, A$33.90 at the end of 2026, and A$45.20 at the end of 2027. These positive prospects are underpinned by QBE’s strategic growth plan and strong improvement in core profitability, supporting an optimistic analyst outlook for the medium term.
Should I sell my Qbe Insurance Group shares?
Holding Qbe Insurance Group shares may be appropriate for investors seeking exposure to a solid global insurer with strong fundamentals. QBE’s historical earnings growth, stable dividend record, and expanding footprint in strategic markets provide compelling reasons to remain invested. The company’s scale and adaptability support potential value over the medium to long term.
Are Qbe Insurance Group shares eligible for tax credits or special schemes in Australia?
Yes, Qbe Insurance Group shares are eligible for Australian franking credits, allowing most resident investors to reduce their tax on dividends. Long-term capital gains from holding the stock may also qualify for a 50% discount if shares are held for more than twelve months—a key benefit for local investors.
On the same topic
