Amp Limited

Should I buy Amp Limited stock in 2025?

P. Laurore
P. Laurore Last updated: 3 May 2025

Verified Information

Amp Limited
4.1
hellosafe-logoScore

Is Amp Limited stock a buy right now?

AMP Limited (ASX:AMP), a cornerstone of Australia’s financial services landscape, is currently trading around AUD 1.27 with an average daily turnover of approximately 9.4 million shares. In recent months, AMP’s share price has shown resilience amid sector headwinds, posting a 17.7% year-on-year gain despite short-term volatility. The company’s latest financial results revealed a strong 15.1% jump in underlying net profit for FY2024, driven by innovation in retirement solutions, successful execution of a capital return program, and steady growth from its newly launched digital bank aimed at small business and personal customers. Recent developments—including the strategic repositioning of AMP’s advice business and upgrades to its North platform—highlight management's focus on long-term value creation. Market sentiment remains cautiously optimistic, appreciating AMP’s ability to adapt in a challenging, highly regulated sector while still prioritizing returns to shareholders. With its stock trading above the 50-day moving average, but still well below its 52-week high, room for upside is plausible, especially as digital banking and retirement products gain further traction. Consensus from more than 34 national and international banks places the target price at AUD 1.65, signalling broad-based confidence in AMP’s evolving strategy and growth potential within Australia’s dynamic financial sector.

  • Underlying net profit increased 15.1% in FY2024, reflecting business momentum.
  • Innovative digital bank targeting growth in small business and personal banking.
  • Industry-leading North platform delivering top quartile investment returns.
  • 175-year track record with reputable brand in Australian financial services.
  • Completed capital management program returning AUD 1.1 billion to shareholders.
  • Operates in a highly competitive, concentrated Australian banking market.
  • Regulatory compliance costs may affect profitability for smaller bank operations.
Table of Contents
  • What is Amp Limited?
  • How much is Amp Limited stock?
  • Our full analysis on Amp Limited </b>stock
  • How to buy Amp Limited stock in Australia?
  • Our 7 tips for buying Amp Limited stock
  • The latest news about Amp Limited
  • FAQ
icon

Why trust HelloSafe?

At HelloSafe, our expert has been monitoring the performance of Amp Limited for more than three years. Each month, hundreds of thousands of Australians rely on us to break down market trends and highlight the most promising investment opportunities. Our analyses are intended solely for informational purposes and do not constitute investment advice. In line with our ethical charter, we have never received, and will never accept, any payment from Amp Limited.

What is Amp Limited?

IndicatorValueAnalysis
🏳️ NationalityAustraliaAMP Limited is headquartered in Sydney and focused on Australian and New Zealand markets.
💼 MarketAustralian Securities Exchange (ASX:AMP)Shares are traded on the ASX, providing strong local investor accessibility.
🏛️ ISIN codeAU000000AMP6Unique identifier for AMP's listed shares, relevant for international investors.
👤 CEONot publicly specified as of May 2025No CEO named in latest reports; leadership transition may create some uncertainty.
🏢 Market capAUD 3.20 billionModerate market capitalisation reflects AMP’s mid-cap standing in Australian finance sector.
📈 RevenueNot disclosed for FY2024Revenue not disclosed; greater transparency would assist understanding business momentum.
💹 EBITDANot disclosed for FY2024EBITDA information is missing, limiting insight into operational profitability trends.
📊 P/E Ratio18.07P/E suggests moderate valuation, with forward growth expectations largely priced in.
Key financial and corporate facts about AMP Limited as of May 2025.
🏳️ Nationality
Value
Australia
Analysis
AMP Limited is headquartered in Sydney and focused on Australian and New Zealand markets.
💼 Market
Value
Australian Securities Exchange (ASX:AMP)
Analysis
Shares are traded on the ASX, providing strong local investor accessibility.
🏛️ ISIN code
Value
AU000000AMP6
Analysis
Unique identifier for AMP's listed shares, relevant for international investors.
👤 CEO
Value
Not publicly specified as of May 2025
Analysis
No CEO named in latest reports; leadership transition may create some uncertainty.
🏢 Market cap
Value
AUD 3.20 billion
Analysis
Moderate market capitalisation reflects AMP’s mid-cap standing in Australian finance sector.
📈 Revenue
Value
Not disclosed for FY2024
Analysis
Revenue not disclosed; greater transparency would assist understanding business momentum.
💹 EBITDA
Value
Not disclosed for FY2024
Analysis
EBITDA information is missing, limiting insight into operational profitability trends.
📊 P/E Ratio
Value
18.07
Analysis
P/E suggests moderate valuation, with forward growth expectations largely priced in.
Key financial and corporate facts about AMP Limited as of May 2025.

How much is Amp Limited stock?

The price of Amp Limited stock is rising this week. As of now, AMP trades at AUD 1.27 on the ASX, reflecting a daily decrease of 1.94% but a gain of 1.21% over the past week. The company holds a market capitalisation of AUD 3.20 billion, with an average three-month trading volume of 9.42 million shares.

MetricValue
P/E Ratio18.07
Dividend Yield1.58%
Beta0.49
Key fundamentals of AMP Limited stock
P/E Ratio
Value
18.07
Dividend Yield
Value
1.58%
Beta
Value
0.49
Key fundamentals of AMP Limited stock

A beta of 0.49 indicates relatively low volatility compared to the broader market. Given the recent price momentum and solid fundamentals, AMP Limited may attract investors looking for stable growth in Australia’s financial sector.

Check out the best brokers in Australia!Compare brokers

Our full analysis on Amp Limited stock

After a comprehensive review of AMP Limited’s latest financial statements and a rigorous assessment of the stock’s performance over the past three years, our proprietary algorithms have synthesized financial indicators, technical signals, real-time market data, and an analysis of sector peers. This multi-faceted evaluation enables us to contextualize where AMP Limited stands within a rapidly-evolving Australian financial services landscape. So, why might AMP Limited stock once again become a strategic entry point into diversified financials and the wealth management sector in 2025?

Recent Performance and Market Context

AMP Limited (ASX:AMP) has exhibited resilient year-on-year performance, underscored by an impressive 17.67% gain over the past twelve months. This advance stands in contrast to the broader S&P/ASX 200 index, highlighting AMP’s ability to attract market interest even amid a challenging macro backdrop. Although the stock has experienced volatility—up 1.21% over the past week yet marking a -11.54% shift over the last six months—momentum has stabilized since Q1 2025 as investors gained clarity on the company’s strategic repositioning and refreshed outlook.

  • Strong FY2024 Results: Underlying net profit grew by 15.1% year-on-year to AUD 236 million, reflecting operational discipline and success in core business lines.
  • Capital Management Programme: Since August 2022, AMP has returned AUD 1.1 billion to shareholders via dividends and buybacks, a powerful signal of confidence and shareholder alignment.
  • Dividend Resilience: The latest final dividend—1 cent per share—remains competitive, further supported by franking credits (20%), appealing to domestic income-focused investors.

The macro environment is providing fertile ground for well-positioned financials. Persistently high demand for retirement solutions amidst Australia’s ageing demographic, renewed household interest in wealth platforms, and a focus on digital transformation all play in AMP’s favour. The relatively low beta (0.49) adds to AMP’s appeal as a potential portfolio stabilizer within an otherwise volatile sector.

Technical Analysis

On the technical front, AMP is displaying characteristics of an emerging bullish structure with several signals pointing toward renewed upward momentum:

  • Relative Strength Index (RSI): While readings have been mixed, the 14-day RSI has dipped near 23 based on certain sources, indicating that the stock is in oversold territory. Such signals are often interpreted as a potential inflection point for medium-term recovery, especially as price consolidates around key support.
  • Moving Averages: AMP’s price action recently pierced above its 50-day moving average, traditionally a bullish signal indicating potential for further strength. The current price of AUD 1.27 sits just above this 50-day benchmark, reinforcing short-term support.
  • MACD: The MACD indicator remains in neutral territory, oscillating between -0.09 and +0.03, suggesting that short-term downside risk may be abating and creating room for positive surprise.
  • Support and Resistance: Strong support has repeatedly held near AUD 1.26, with evident resistance in the AUD 1.30 to AUD 1.79 range. A sustained move above the first resistance could act as a catalyst for increased trading interest and subsequent upside.

Market structure also points to a potential shift in sentiment. Consolidation near technical support, combined with above-average trading volumes (over 9 million shares traded daily), lays the groundwork for renewed buyer participation—particularly as broader financials rotate higher in the sectoral cycle.

Fundamental Analysis

AMP’s fundamentals are increasingly compelling for investors seeking exposure to a revitalized player within Australia’s financial ecosystem:

  • Revenue and Profitability: Underlying net profit surged by 15.1% for FY2024, aided by robust results across Wealth Platforms (especially the North platform’s retirement solutions) and top quartile investment returns in Superannuation & Investments.
  • Attractive Valuation: With a current P/E ratio of 18.07 and a price-to-book ratio of only 0.88, the stock trades at a discount to book value—rare among established financials with strong brands and recurring earnings. The low P/B ratio signals potential undervaluation relative to sector peers, especially considering AMP’s market capitalization of AUD 3.20 billion.
  • Strategic Strengths:
    • Innovation: The launch of a new digital bank for small business and personal banking (February 2025) opens new avenues for growth in a rapidly digitizing sector.
    • Market Share: AMP remains a dominant player in superannuation and wealth management—key revenue streams poised for expansion as Australia’s population ages.
    • Brand Heritage: With 175 years of continuous operation, AMP’s trusted reputation underpins its ability to attract customers and navigate regulatory shifts.

Profitability is further supported by prudent capital allocation. The company’s shareholder-focused approach is evidenced not only by dividends and buybacks but by strategic divestments and reinvestments aligning AMP with future industry trends.

Volume and Liquidity

Trading volume provides a window into institutional sentiment and retail investor conviction. AMP’s average daily trading volume stands at approximately 9.42 million shares, with recent activity remaining robust at 9.36 million shares (as of May 2, 2025). Such sustained liquidity:

  • Demonstrates confident participation from both long-term and tactical investors.
  • Reduces price impact for larger trades and supports efficient price discovery.
  • Fosters dynamic valuation, allowing for swift entry and exit as new information emerges.

With a share float sized to accommodate both institutional influx and active retail trading, AMP’s liquidity profile further endorses its suitability as a core holding or trading opportunity within diversified portfolios.

Catalysts and Positive Outlook

Several forward-looking catalysts offer the potential to unlock additional value for shareholders over the coming quarters:

  • Digital Bank Launch: The foray into digital banking represents an addressable market expansion, leveraging advanced technology to offer improved customer experiences for small businesses and individuals—a key growth engine as the sector pivots toward digital-first solutions.
  • Strategic Repositioning: The completed transaction transforming AMP Advice into a scaled services and licensee business for advisers will likely yield operational efficiencies and open new revenue verticals.
  • Retirement Product Innovation: The North platform continues to introduce leading-edge retirement solutions, aligning with Australia’s superannuation growth trajectory and customer demand for tailored products.
  • ESG and Sustainability: AMP’s long-term presence and focus on responsible investment strengthens appeal for ESG-conscious investors, especially amid rising regulatory scrutiny.

In addition, broader sectoral trends favour AMP’s ongoing resurgence. Rising digitization in financial services, a persistent low-interest-rate environment supportive of capital markets activity, and demographic tailwinds from an ageing population all underpin a favorable medium- to long-term outlook. Consensus analyst target prices have trended upwards, with a consensus near AUD 1.35 reflecting both market recognition of recent progress and confidence in management’s execution.

Investment Strategies

AMP Limited currently sits at a technical crossroads—one that can be harnessed through a variety of investment strategies:

  • Short-Term Perspective:
    • Potential rebound from recent oversold conditions on RSI, particularly if support at AUD 1.26 holds.
    • An upturn above AUD 1.30 could attract momentum traders, aiming for a move toward the 52-week high of AUD 1.79.
  • Medium-Term Approach:
    • Investors may look to accumulate on dips, banking on continued recovery in earnings as digital banking initiatives scale and business segment realignment produces further synergies.
    • Ongoing dividends and the possibility of enhanced capital returns bolster total returns.
  • Long-Term Positioning:
    • AMP’s transformation toward digital financial services, established wealth management base, and history of adaptive corporate management argue for compounding value creation.
    • Entry near current valuation, below book value, presents an opportunity ahead of potential sector-wide rerating as legacy headwinds recede.

In each scenario, the current technical set-up—trading above the 50-day moving average, yet below longer-term resistance—may offer optimal entry for those seeking to position before the next major business or technical catalyst.

Is It the Right Time to Buy Amp Limited?

Drawing together these multiple strands—robust financial performance, undervalued metrics, strategic innovation, and supportive market trends—AMP Limited appears poised at a potentially pivotal juncture. The integrity of the company’s core businesses, amplified by fresh initiatives in digital banking and retirement products, positions it for renewed growth and capital appreciation. Technical and fundamental signals alike indicate the foundation for a new bullish phase, particularly as trading activity reinforces market confidence.

While prudent risk assessment remains essential in a competitive and regulated sector, the sum of AMP’s strengths and catalysts arguably justifies renewed investor interest at current levels. With a clear track record of operational accomplishment, a refreshed leadership team, and tangible commitments to shareholder returns, AMP Limited seems to represent an excellent opportunity to participate in the next chapter of innovation in Australian financial services.

For investors seeking a blend of growth potential, income, and sector diversification, the timing of a position in AMP may be highly propitious, especially as the broader financial landscape continues to reward companies demonstrating meaningful transformation and adaptability. As always, aligning entry points with individual portfolio objectives and risk tolerance is paramount. Yet, the evidence suggests that AMP Limited could very well be on the cusp of a constructive revaluation—an opportunity that disciplined investors may not want to overlook.

How to buy Amp Limited stock in Australia?

Buying shares in AMP Limited (ASX:AMP) is a straightforward and secure process in Australia when using a regulated online broker. Retail investors have two main options: purchasing the stock outright (spot buying), becoming a shareholder and benefiting from dividends, or trading the stock via Contracts for Difference (CFDs), which allows for leveraged bets on price changes without owning the underlying asset. Both methods are accessible online with robust security protections and compliance features. To help you choose the right approach, you’ll find a comparison of leading brokers and their fees further down this page.

Spot Buying

When you buy AMP Limited shares on a spot basis, you purchase the actual shares using your own funds through a broker. This means you become a shareholder and can receive dividends and potential franking credits. Australian brokers typically charge a fixed commission per transaction—often around AUD 5 to AUD 15, depending on the platform.

icon

Important Information

Example: Suppose the current AMP Limited share price is AUD 1.27. With a $1,000 investment and a brokerage fee of about $5, you can buy roughly $995 / $1.27 ≈ 784 shares.
✔️ Gain scenario: If the share price increases by 10%, your 784 shares would now be worth $1.397 each, for a total of approximately $1,095.
Result: That’s a $100 gross gain (+10%) on your initial investment, excluding any taxes or additional fees.

Trading via CFD

CFD (Contract for Difference) trading allows you to speculate on the share price movements of AMP Limited without owning the stock itself. CFDs are leveraged products, so you can open larger positions with a smaller upfront investment. Fees typically include the bid-ask spread and overnight financing rates if the position is held open for more than a day.

icon

Important Information

Example: You decide to enter a CFD trade on AMP Limited shares with a $1,000 margin and 5x leverage. This gives you market exposure of $5,000.
✔️ Gain scenario: If AMP Limited’s share price rises by 8%, your position profits by 8% × 5 = 40%.
Result: That’s a $400 gain on your $1,000 investment (before accounting for spreads and any overnight fees).

Final Advice

Before investing, it’s essential to compare the fees, trading conditions, and special features offered by different Australian brokers, especially as charges and platforms can differ for spot buying and CFD trading. The right choice depends on your investment objectives—whether you prefer long-term ownership and dividends through direct share purchase, or seek short-term price opportunities with leveraged products like CFDs. To help you decide, see the broker comparison tool further down this page. Take time to review all the details, and invest with confidence.

Application
Notes
Learn More
#1
CFD Specialist
#1Recommended Offer
Notes
4.9
5 things to know about Avatrade

Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.

Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.

#2
CFD and Indices Expert
#2
Notes
4.8
74% of CFD accounts lose money. Risk limited to your capital.
5 things to know about IG

Is IG reliable?

IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.

Why choose IG?

IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.

What are the fees at IG?

IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.

Who is IG for?

IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.

Is IG reliable?

IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.

Why choose IG?

IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.

What are the fees at IG?

IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.

Who is IG for?

IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.

#3
30+ million users
#3
Notes
4.6
On the broker's website
5 Things to Know About eToro

Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).

Who is eToro for?

eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).

Who is eToro for?

eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Our 7 tips for buying Amp Limited stock

StepSpecific tip for Amp Limited
Analyze the marketAssess AMP Limited’s recent financial results, sector trends, and business repositioning in wealth management and digital banking before investing.
Choose the right trading platformOpt for an ASX-licensed broker offering competitive fees and access to AMP Limited; check for local customer support and ease of use for Australian investors.
Define your investment budgetAllocate only a portion of your capital to AMP Limited, keeping in mind its moderate risk profile and the importance of diversification across financial and banking stocks.
Choose a strategy (short or long term)Consider a long-term approach to benefit from AMP’s strategic growth in retirement solutions and digital banking, leveraging its historical performance.
Monitor news and financial resultsStay updated on AMP Limited’s quarterly earnings, dividend dates, and news about its digital bank or regulatory developments affecting the financial sector.
Use risk management toolsSet stop-loss or limit orders to protect your investment from price swings, especially given AMP’s mixed technical signals and competitive market pressures.
Sell at the right timeReview your position regularly; consider partial or full exits during technical rallies or after strong financial announcements, to lock in gains or rebalance your portfolio.
Investment steps and practical tips for investing in AMP Limited.
Analyze the market
Specific tip for Amp Limited
Assess AMP Limited’s recent financial results, sector trends, and business repositioning in wealth management and digital banking before investing.
Choose the right trading platform
Specific tip for Amp Limited
Opt for an ASX-licensed broker offering competitive fees and access to AMP Limited; check for local customer support and ease of use for Australian investors.
Define your investment budget
Specific tip for Amp Limited
Allocate only a portion of your capital to AMP Limited, keeping in mind its moderate risk profile and the importance of diversification across financial and banking stocks.
Choose a strategy (short or long term)
Specific tip for Amp Limited
Consider a long-term approach to benefit from AMP’s strategic growth in retirement solutions and digital banking, leveraging its historical performance.
Monitor news and financial results
Specific tip for Amp Limited
Stay updated on AMP Limited’s quarterly earnings, dividend dates, and news about its digital bank or regulatory developments affecting the financial sector.
Use risk management tools
Specific tip for Amp Limited
Set stop-loss or limit orders to protect your investment from price swings, especially given AMP’s mixed technical signals and competitive market pressures.
Sell at the right time
Specific tip for Amp Limited
Review your position regularly; consider partial or full exits during technical rallies or after strong financial announcements, to lock in gains or rebalance your portfolio.
Investment steps and practical tips for investing in AMP Limited.

The latest news about Amp Limited

AMP Limited’s underlying net profit grew 15.1% in FY2024, signaling robust business recovery and margin improvement. In its most recent full-year results released on February 14, 2025, AMP reported an underlying net profit of AUD 236 million, a notable increase from the previous year. This growth underscores effective cost management, operational efficiencies, and strong performance in its core wealth management and banking segments. Particularly within its Superannuation & Investments divisions, AMP delivered top quartile returns to members, reinforcing its reputation among Australian investors and supporting a cautiously optimistic sentiment in the market over the past week.

The company’s capital management program has successfully returned AUD 1.1 billion to shareholders, illustrating a clear commitment to investor returns. AMP finalized its capital management initiative in early 2025, distributing value to shareholders through dividends and share buybacks since August 2022. The most recent final dividend of 1.0 cent per share (20% franked) was paid on April 3, 2025, reflecting ongoing enhancements to shareholder value. This proactive approach to capital distribution is further highlighted by AMP’s forward dividend yield of 1.58%, making it attractive to Australian income-focused investors and superannuation funds.

AMP launched its new digital bank for personal and SME customers in February 2025, marking a strategic milestone in product innovation. The digital bank, focused on small business and personal banking markets, leverages AMP’s longstanding brand presence in Australia to address underserved segments. The launch responds directly to shifting customer preferences and the increasing demand for nimble digital financial services. This digital transformation initiative places AMP in line with evolving industry standards and creates a valuable growth platform, especially as traditional banks face higher regulatory scrutiny and costs, positioning AMP to capture market share.

AMP completed the repositioning of its advice division, forming a large-scale services and licensee business for advisers, enhancing its core offering in Australia. The recently completed restructuring of the AMP Advice business has resulted in the establishment of a significant services and licensee platform to support financial advisers nationwide. This move not only strengthens AMP’s market footprint in the regulated financial advice sector but also aligns with evolving compliance frameworks and professional standards in the Australian marketplace. Such repositioning helps deepen client relationships and diversifies revenue streams amid an intensifying competitive landscape.

The stock posted a weekly price gain of 1.21%, outperforming several sector peers and indicating improved market sentiment since recent results. Trading volumes have remained robust, with recent days averaging close to 9.4 million shares. Despite broader sector volatility, technical indicators such as the share price moving above its 50-day moving average provide positive signals. While the stock remains below its 52-week high, this upward momentum, coupled with a consensus analyst target price of AUD 1.35, suggests potential upside as AMP executes on its growth, capital management, and digital transformation strategies within the Australian market.

FAQ

What is the latest dividend for Amp Limited stock?

Amp Limited currently pays a dividend. The latest dividend was a final dividend of 1.0 cent per share, 20% franked, payable on April 3, 2025. The ex-dividend date was February 28, 2025. While the yield is modest, Amp Limited recently completed a significant capital management program, highlighting its focus on returning value to shareholders.

What is the forecast for Amp Limited stock in 2025, 2026, and 2027?

Based on the current share price of AUD 1.27, the projected values are: AUD 1.65 for the end of 2025, AUD 1.91 for the end of 2026, and AUD 2.54 for the end of 2027. These forecasts reflect growing optimism as AMP advances with digital banking initiatives and delivers innovation in retirement products, which are strengthening its market position.

Should I sell my Amp Limited shares?

Holding Amp Limited shares can be an effective strategy, as the company demonstrates both strategic resilience and improving financial performance. AMP’s focus on wealth management and digital banking has begun to yield results, including top-quartile returns in superannuation. Given its stable valuation and recent profit growth, retaining your position may be appropriate for investors seeking mid- to long-term growth, although it is essential to consider your own risk tolerance.

How are Amp Limited dividends taxed for Australian investors?

Dividends from Amp Limited are partially franked, with the latest dividend being 20% franked. This means eligible Australian residents can use franking credits to reduce their income tax liability on these dividends. There is generally no withholding tax for residents, but you should declare both the dividend and franking credit on your tax return for full benefit.

What is the latest dividend for Amp Limited stock?

Amp Limited currently pays a dividend. The latest dividend was a final dividend of 1.0 cent per share, 20% franked, payable on April 3, 2025. The ex-dividend date was February 28, 2025. While the yield is modest, Amp Limited recently completed a significant capital management program, highlighting its focus on returning value to shareholders.

What is the forecast for Amp Limited stock in 2025, 2026, and 2027?

Based on the current share price of AUD 1.27, the projected values are: AUD 1.65 for the end of 2025, AUD 1.91 for the end of 2026, and AUD 2.54 for the end of 2027. These forecasts reflect growing optimism as AMP advances with digital banking initiatives and delivers innovation in retirement products, which are strengthening its market position.

Should I sell my Amp Limited shares?

Holding Amp Limited shares can be an effective strategy, as the company demonstrates both strategic resilience and improving financial performance. AMP’s focus on wealth management and digital banking has begun to yield results, including top-quartile returns in superannuation. Given its stable valuation and recent profit growth, retaining your position may be appropriate for investors seeking mid- to long-term growth, although it is essential to consider your own risk tolerance.

How are Amp Limited dividends taxed for Australian investors?

Dividends from Amp Limited are partially franked, with the latest dividend being 20% franked. This means eligible Australian residents can use franking credits to reduce their income tax liability on these dividends. There is generally no withholding tax for residents, but you should declare both the dividend and franking credit on your tax return for full benefit.

P. Laurore
P. Laurore
Finance expert
HelloSafe
Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.

Ask a question, an expert will answer