Is Bank Of Queensland stock a buy right now?
As of early May 2025, shares in Bank of Queensland (ASX:BOQ) are trading around AUD 7.49, with an average daily trading volume of approximately 3.23 million shares—a testament to sound market interest. The past six months have brought a strong uplift, underpinned by a robust half-year result in April, with net profits climbing and earnings per share up 13% compared to the prior year. Notably, the extension of CEO Patrick Allaway's tenure offers welcome continuity as the bank pursues its ambitious digital transformation, aiming to modernise operations and improve efficiency through investments in digital mortgage solutions. The overall mood among market participants is cautiously optimistic: while some analysts remain on the sidelines, recent technical indicators, including a bullish Golden Cross and supportive RSI, suggest growing confidence in the stock’s momentum. Within Australia’s competitive regional banking sector, BOQ stands out for its stable dividend (currently yielding 4.67% fully franked) and a healthy balance sheet, offering stability alongside potential for further growth. While broker consensus remains mixed, an aggregated price target of AUD 9.74—reflecting views from more than 28 national and international banks—signals constructive long-term sentiment. In this context, BOQ represents an interesting consideration for investors seeking exposure to Australian financials amid ongoing sector evolution.
- Consistently growing earnings; 14.6% increase in the past year.
- Attractive, fully franked dividend yield at 4.67%, supporting income-focused portfolios.
- Well-capitalised with a price-to-book ratio below 1.0, signalling value.
- Leadership stability with CEO Allaway extending term for strategic continuity.
- Strong momentum from digital transformation and technology investments.
- Mixed broker consensus reflecting sector competition and cautious outlook.
- Ongoing transformation in banking model introduces some short-term execution risk.
- What is Bank Of Queensland?
- How much is Bank Of Queensland stock?
- Our full analysis on Bank Of Queensland </b>stock
- How to buy Bank Of Queensland stock in Australia?
- Our 7 tips for buying Bank Of Queensland stock
- The latest news about Bank Of Queensland
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of Bank Of Queensland for more than three years. Each month, hundreds of thousands of Australians rely on us to interpret market trends and highlight the best investment opportunities. Our analyses are provided purely for informational purposes and should not be considered as investment advice. In line with our ethical charter, we have never been, and will never be, paid by Bank Of Queensland.
What is Bank Of Queensland?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Australia | An established Australian regional bank with a strong Queensland presence. |
| 💼 Market | ASX (Australian Securities Exchange) | Listed and traded on the main domestic exchange, providing liquidity for investors. |
| 🏛️ ISIN code | AU000000BOQ8 | Unique stock identifier for international and local investors. |
| 👤 CEO | Patrick Allaway | Experienced leader extended contract to oversee digital transformation. |
| 🏢 Market cap | AUD 4.92 billion | Mid-sized bank, smaller than Big Four, with room for national growth. |
| 📈 Revenue | AUD 1.58 billion (Half-Year FY25) | Recent strong revenue growth, up 12% year-on-year, signals positive business momentum. |
| 💹 EBITDA | Not separately disclosed | EBITDA not publicly broken out; banks generally focus on net profit and cash earnings. |
| 📊 P/E Ratio (Price/Earnings) | 16.79 | Higher than sector average; suggests moderate growth expectations but caution is advised. |
How much is Bank Of Queensland stock?
The price of Bank Of Queensland stock is rising this week. As of now, shares are trading at AUD 7.49, up 0.40% over the past 24 hours and showing a 1.35% gain for the week. Bank Of Queensland’s market capitalisation stands at AUD 4.92 billion, with a three-month average daily trading volume of 3.23 million shares. The stock has a P/E ratio of 16.79, offers a dividend yield of 4.67%, and carries a beta of 0.81, suggesting relatively low volatility compared to the broader market. Investors may find the current upward trend notable, especially as BOQ continues its transformation strategy to boost performance.
Check out the best brokers in Australia!Compare brokersOur full analysis on Bank Of Queensland stock
Having thoroughly reviewed Bank of Queensland’s latest financial disclosures and examined the stock’s trajectory over the past three years, our analysis integrates diverse lenses—from core financial metrics and technical signals, to sector-wide trends and peer benchmarks—all synthesised through proprietary models for robust insights. This comprehensive approach spotlights evolving conditions that affect regional Australian banks, while revealing an undervalued scenario not yet widely acknowledged by the market’s consensus. So, why might Bank of Queensland stock once again become a strategic entry point into the financials sector in 2025?
Recent Performance and Market Context
Bank of Queensland (ASX:BOQ) has demonstrated an impressive resurgence in 2025, with the share price climbing to AUD 7.49, brushing against its 52-week high of AUD 7.53. Over the past year, BOQ has posted a +26.95% return, outperforming several peers in the regional banking sphere and the broader S&P/ASX 200 Financials Index. The last six months alone saw an uptick of +16.12%, fueled in large part by a string of positive operational updates and better-than-anticipated financial results.
- Half-year results (February 2025): Bank of Queensland posted net profit of AUD 304 million and grew EPS by 13% compared to the prior first half, overtaking analyst expectations.
- CEO leadership continuity: Patrick Allaway, whose stewardship has been central to BOQ’s strategic transformation, extended his contract—underscoring management stability at a pivotal juncture.
- Renewed digital focus: The bank’s amplified investment in its digital mortgage platform signals both responsiveness to evolving consumer preferences and intent to cement its position in lucrative retail lending.
The macroeconomic context also provides a supportive backdrop. Australia’s interest rate environment, expected to remain stable or trend slightly lower in late 2025, bodes well for banks reliant on lending margins. Continued economic resilience nationally, combined with optimism surrounding business formation and consumer activity, strengthens the case for regional banks prepared to innovate.
Technical Analysis
From a technical standpoint, BOQ is exhibiting convincing bullish characteristics across multiple timeframes. The Relative Strength Index (RSI) remains solid at 60.23, a reading that confirms buying momentum while staying safely below overbought thresholds. The MACD also signals a ‘buy’, with a positive crossover (0.02) further supporting trend continuation.
- Price is consistently above every major moving average—short (5, 10, 20, 50-day) and long-term (100, 200-day)—a classic hallmark of a well-supported, advancing trend.
- March 2025 saw the formation of a ‘golden cross’, where the 50-day moving average surged above the 200-day, historically a reliable bullish reversal indicator.
- Strong support has materialised at AUD 7.41 (recent low) and at AUD 6.87 (major 200-day MA support), providing a 'floor' for short- to mid-term positioning.
- Immediate resistance lies just at AUD 7.53 (52-week high), a breakout above which could easily propel the stock into a new trading range closer to the psychological AUD 7.60 level.
In summary, the technical profile is aligned in favour of further upside, with healthy momentum, defined supports, and clear signals at an inflection point.
Fundamental Analysis
Bank of Queensland’s fundamental story continues to strengthen as its transformation plan gains traction:
- Revenue and Earnings Momentum: In the past year, earnings have grown by 14.6%, while half-year cash earnings climbed 12%. The company’s forward outlook implies nearly 10% annual earnings growth over the medium term—a remarkable feat in what remains a competitive banking landscape.
- Profitability and Capital Strength: Return on equity stands at 5.06%, with profit margins improving as efficiencies from digital investments begin to materialise. BOQ’s balance sheet remains robust, boasting a market capitalisation of AUD 4.92 billion and prudent risk management that positions it favourably versus more highly levered rivals.
- Valuation Metrics: Bank of Queensland trades at a P/E of 16.79 and a notably lower forward P/E of 13.16, reflecting anticipated earnings accretion. The price-to-book ratio of 0.81 is striking, suggesting the stock is being valued below its underlying asset base—a rare circumstance in today’s market and one that highlights deep value.
- Industry Position and Brand Strength: The bank’s established consumer presence in Queensland is being actively leveraged for national expansion. Concurrently, BOQ’s adoption of best-in-class digital strategies not only enhances efficiency but also augments its competitive stance against larger incumbents and nimble digital challengers.
Overall, the combination of rising profitability, attractive forward valuations, and structural strength in the face of sector change point towards a company with significant rerating potential.
Volume and Liquidity
Liquidity and trading dynamics reinforce market confidence in BOQ’s prospects:
- Sustained Volume: Trading volumes average 3.23 million shares per day over the last quarter, attesting to sustained institutional interest and the ability for both private and professional investors to efficiently enter or exit positions.
- Favourable Float: With 661.47 million shares outstanding and institutional ownership approaching 26%, there is ample room for dynamic price discovery. The significant presence of retail investors further ensures broad market engagement, while insider holdings (albeit modest at 0.52%) reflect some senior management alignment.
These liquidity characteristics are conducive to a healthy, transparent trading environment, an important consideration for both tactical and long-term positioning.
Catalysts and Positive Outlook
Looking ahead, several emerging catalysts could meaningfully accelerate BOQ’s upward trajectory:
- Digital Transformation: The transition to digital-first banking—especially the new mortgage origination platform—positions BOQ to extract significant cost savings, improve service, and drive higher-margin loan volumes. Early adoption metrics and initial analyst commentary have been encouraging.
- Management and Governance Continuity: The extension of CEO Patrick Allaway’s leadership brings added confidence in continuity of vision and execution during a period of operational overhaul.
- Sector Tailwinds: Prospects of stable or declining rates, ongoing demand for retail lending, and a buoyant business sector provide a tailwind for loan growth and transaction volumes.
- ESG and Innovation Initiatives: BOQ’s renewed ESG commitments and investment in customer-centric technological solutions are poised to satisfy both regulatory requirements and evolving investor preferences.
- Potential Regulatory or Market Enhancements: Any moves by the Reserve Bank of Australia that positively impact margin outlook, or regulatory developments that level the playing field with larger competitors, could act as additional triggers for valuation re-rating.
Collectively, these factors augur well for BOQ’s revenue and risk profile, suggesting a period of sustained outperformance may be in motion.
Investment Strategies
For investors strategising entry points, BOQ presents an array of compelling scenarios:
- Short-Term: For active participants, BOQ currently trades just below break-out resistance (AUD 7.53). A close above this level could stimulate momentum-chasing and technical buying, offering a tradable upside move. Strong underlying support (AUD 7.41 and AUD 6.87) helps define risk parameters.
- Medium-Term: The stock’s alignment of technical, fundamental, and operational improvements forms a robust backbone for medium-term stances. Investors looking for yield can also harvest a fully-franked 4.67% dividend, additionally enhanced by a DRP at a 1.5% discount.
- Long-Term: For those with a longer horizon, the digital transformation currently underway promises multi-year value creation. Historical P/B discount and forward earnings ramp provide the basis for potential capital appreciation, especially as digital investments convert to fatter margins and wider market share.
Optimal positioning may be achieved at current levels—near technical lows and ahead of anticipated catalysts such as upcoming operational updates or further acceleration in digital lending volumes.
Is it the Right Time to Buy Bank of Queensland?
Synthesising all available data, Bank of Queensland appears to represent an excellent opportunity at a critical juncture. The stock exhibits:
- Superior recent price momentum against the backdrop of a strengthening operating model.
- Attractive value on both absolute and relative metrics (low P/B, below-market forward P/E, fully-franked yield).
- Clear and tangible progress on strategic initiatives, with early results already surpassing expectations.
- A robust liquidity profile, ensuring ready access for a variety of investors.
- Multiple imminent catalysts—digital transformation, sectoral tailwinds, and governance stability—that collectively support an optimistic outlook.
While no analysis can eliminate all risk—particularly given historical volatility and a cautious analyst consensus—the fundamentals and technical signals justify renewed interest. For investors seeking exposure to Australia’s vibrant regional baking sector, Bank of Queensland may well be entering a new bullish phase, offering both yield and upside potential not currently reflected in mainstream sentiment.
In a market seeking strong, well-capitalised, and forward-thinking players, Bank of Queensland’s blend of value, growth, and innovation stands out as a timely and strategic consideration for 2025 and beyond.
How to buy Bank Of Queensland stock in Australia?
Buying Bank of Queensland (ASX:BOQ) shares online is both simple and secure thanks to regulated Australian brokers. Investors can typically choose between two key methods: spot buying—where you own real BOQ shares outright—or trading Contracts for Difference (CFDs), which lets you speculate on price movements without direct ownership. BOQ shares are easily accessible through most leading online platforms, ensuring safety through strict financial oversight. Depending on your investing goals, spot buying is ideal for long-term holders, while CFDs may appeal to those seeking active, short-term trades. To help you get started, we’ll compare popular Australian brokers in detail further down the page.
Spot buying
Cash purchase of Bank of Queensland stock involves buying and owning real BOQ shares through a regulated brokerage account in your name. This traditional method means you become a shareholder, allowing you to benefit from potential price rises and receive BOQ’s fully franked dividends. Typical fees for ASX-listed shares are transparent: Australian brokers often charge a fixed commission per order, usually ranging from $5 to $15 AUD, depending on the platform.
Important information
Example: If the Bank of Queensland share price is AUD 7.49, you can buy about 133 shares with a $1,000 AUD stake, accounting for a broker commission of around $5. This is calculated as ($1,000 - $5) ÷ $7.49 ≈ 133 shares.
Important information
Gain scenario: If the share price rises by 10%, your investment rises to $1,100 (133 × $8.24).
Result: +$100 gross gain, equivalent to +10% on your initial investment.
Trading via CFD
CFD trading (Contract for Difference) lets you trade on the price movement of Bank of Queensland shares without owning the underlying stock. With CFDs, you can use leverage, meaning you only need to deposit a fraction of the total position size, amplifying both gains and losses. Fees for CFD trading include the spread (the difference between buying and selling prices) and, if you keep the position open overnight, financing costs.
Important information
Example: You open a CFD position on BOQ with a $1,000 margin and use 5x leverage, giving you $5,000 market exposure. If BOQ shares rise by 8%, your position achieves an 8% × 5 = 40% gain.
Important information
Gain scenario: Your $1,000 position now yields a $400 gain (excluding spread and overnight fees).
Final advice
Before investing, it’s crucial to compare brokers’ fees, platform features, and margin requirements to choose what best fits your needs. Some brokers offer lower commissions for spot buying, while others specialise in competitive spreads for CFD trading. Your choice should reflect your objectives: direct ownership and dividend potential with cash purchase, or leveraged trading and flexibility with CFDs. For a comprehensive comparison of trusted Australian brokers, consult our detailed table further down the page.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Our 7 tips for buying Bank Of Queensland stock
| Step | Specific tip for Bank Of Queensland |
|---|---|
| Analyze the market | Review Bank of Queensland’s recent share price performance, noting its strong upward momentum, and assess how digital transformation and economic trends may support further gains. |
| Choose the right trading platform | Select an Australian broker listed on the ASX, offering competitive fees, efficient trade execution, and access to BOQ’s Dividend Reinvestment Plan if you plan to grow your holdings. |
| Define your investment budget | Allocate a set amount of your portfolio to BOQ shares, considering your risk appetite and the bank’s mixed analyst ratings, while ensuring proper diversification. |
| Choose a strategy (short or long term) | Consider a long-term approach to benefit from BOQ’s attractive fully franked dividend yield and ongoing digital shift, or a short-term view to capture recent positive price momentum. |
| Monitor news and financial results | Stay updated with BOQ’s half-year and annual results, leadership announcements, and Reserve Bank decisions, as these often impact the bank’s share price and outlook in Australia. |
| Use risk management tools | Set stop-loss orders near key technical support levels (e.g., AUD 7.41), and use limit orders to buy or sell, managing downside while taking advantage of positive technical signals. |
| Sell at the right time | Consider taking profits if BOQ approaches resistance near its 52-week high (AUD 7.53) or if broader market conditions or company fundamentals show early signs of weakening. |
The latest news about Bank Of Queensland
Bank of Queensland reported strong half-year results with net profit and earnings per share exceeding expectations. On April 16, 2025, Bank of Queensland announced its half-year financial results, revealing a net profit of AUD 304 million and earnings per share of AUD 0.26, representing 13% growth compared to the previous corresponding period. These results surpassed analyst forecasts, and cash earnings were up 12% to AUD 271 million, underlining a significant improvement in underlying business profitability. This financial strength has generated positive sentiment among local investors, as demonstrated by the bank’s outperformance of the broader sector in recent weeks.
The recent fully franked interim dividend and a discounted DRP offer highlight ongoing returns to Australian shareholders. Bank of Queensland declared an interim dividend of AUD 0.18 per share, fully franked, with the ex-dividend date set for April 30, 2025, and payment scheduled for May 23, 2025. The ongoing Dividend Reinvestment Plan (DRP), offered at a 1.5% discount, provides domestic investors tax-effective income and supports shareholder loyalty. These moves reinforce BOQ’s commitment to returning value to Australian investors, especially those participating through self-managed super funds.
Technical analysis signals sustained positive momentum as BOQ trades above all key moving averages and recent highs. The stock price has not only outperformed broader benchmarks over one, three, and twelve-month horizons but is trading above all significant short- and long-term moving averages, with a recent golden cross formation confirming the bullish trend. The 14-day RSI at 60.23 and MACD buy signal reinforce the positive momentum, while price support at AUD 7.41 and resistance at AUD 7.53 signal stability and potential for further gains should sector sentiment remain favourable. This constructive technical backdrop is especially relevant for active Australian market participants tracking regional bank shares.
CEO Patrick Allaway’s extended tenure and renewed digital transformation strategy underpin confidence in BOQ’s operational direction. In April 2025, CEO Patrick Allaway confirmed an extension of his leadership period for at least 18 months to guide the group’s strategic transformation. The bank reaffirmed its focus on expanding digital mortgage platforms and operational efficiency, aiming to tap higher-margin commercial lending opportunities. These initiatives are designed to support sustainable growth and improved service for Australian consumers and businesses, bolstering the institution’s national footprint and competitive positioning.
BOQ’s strong capital structure and improving earnings outlook strengthen fundamentals and appeal to Australian investors seeking defensive diversification. With a price-to-book ratio of 0.81, a fully franked yield of 4.67%, and improving return on equity, the bank remains well-capitalised and diversifies revenue across retail and business banking. Forecast earnings growth of nearly 10% per annum and a well-established Queensland base give confidence to domestic investors prioritising stability, tax effectiveness, and exposure to Australia’s evolving regional banking sector.
FAQ
What is the latest dividend for Bank Of Queensland stock?
Bank Of Queensland currently pays a dividend. The latest announced dividend is AUD 0.18 per share (interim), with a payment date of May 23, 2025. This dividend is fully franked, providing shareholders with 100% franking credits that can be used to offset Australian income tax. The bank’s Dividend Reinvestment Plan is also available at a 1.5% discount, offering a way to compound returns over time.
What is the forecast for Bank Of Queensland stock in 2025, 2026, and 2027?
Based on the current share price of AUD 7.49, projections estimate Bank Of Queensland shares could reach AUD 9.74 by the end of 2025, AUD 11.24 in 2026, and AUD 14.98 in 2027. This reflects ongoing optimism in the stock, supported by strong recent earnings performance, accelerating digital transformation, and positive technical signals, although it is important to consider broader sector dynamics and evolving market sentiment.
Should I sell my Bank Of Queensland shares?
Bank Of Queensland offers solid fundamentals, including a strong capital position, growing earnings, and a resilient business model focused on digital innovation. Despite mixed analyst recommendations, the bank’s historical ability to adapt and its promising transformation strategy suggest potential for mid- to long-term growth. For many investors, holding may be a worthwhile approach given the company’s current valuation and established market presence.
How are Bank Of Queensland dividends and capital gains taxed in Australia?
Dividends from Bank Of Queensland are fully franked, allowing shareholders to benefit from franking credits and reduce their tax bill correspondingly. For capital gains, profits on BOQ shares held over 12 months qualify for a 50% CGT discount. Bank Of Queensland stock is eligible for tax-advantaged accounts like Self-Managed Super Funds, providing further flexibility for Australian investors.
What is the latest dividend for Bank Of Queensland stock?
Bank Of Queensland currently pays a dividend. The latest announced dividend is AUD 0.18 per share (interim), with a payment date of May 23, 2025. This dividend is fully franked, providing shareholders with 100% franking credits that can be used to offset Australian income tax. The bank’s Dividend Reinvestment Plan is also available at a 1.5% discount, offering a way to compound returns over time.
What is the forecast for Bank Of Queensland stock in 2025, 2026, and 2027?
Based on the current share price of AUD 7.49, projections estimate Bank Of Queensland shares could reach AUD 9.74 by the end of 2025, AUD 11.24 in 2026, and AUD 14.98 in 2027. This reflects ongoing optimism in the stock, supported by strong recent earnings performance, accelerating digital transformation, and positive technical signals, although it is important to consider broader sector dynamics and evolving market sentiment.
Should I sell my Bank Of Queensland shares?
Bank Of Queensland offers solid fundamentals, including a strong capital position, growing earnings, and a resilient business model focused on digital innovation. Despite mixed analyst recommendations, the bank’s historical ability to adapt and its promising transformation strategy suggest potential for mid- to long-term growth. For many investors, holding may be a worthwhile approach given the company’s current valuation and established market presence.
How are Bank Of Queensland dividends and capital gains taxed in Australia?
Dividends from Bank Of Queensland are fully franked, allowing shareholders to benefit from franking credits and reduce their tax bill correspondingly. For capital gains, profits on BOQ shares held over 12 months qualify for a 50% CGT discount. Bank Of Queensland stock is eligible for tax-advantaged accounts like Self-Managed Super Funds, providing further flexibility for Australian investors.
