Commonwealth Bank Of Australia

Should I buy Commonwealth Bank Of Australia stock in 2025?

P. Laurore
P. Laurore Last updated: 3 May 2025

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Is Commonwealth Bank Of Australia stock a buy right now?

Commonwealth Bank of Australia (CBA) stands firmly as the country’s largest and most influential financial institution, recently trading around AU$169.66 per share on daily volumes of approximately 2.44 million shares. In just twelve months, CBA’s share price has soared over 47%, well ahead of sector peers, underscoring strong investor demand and faith in the bank’s leadership and stability. Recent quarterly results reflected continued growth in core business lines—home lending, deposits, and business accounts—while robust profitability and a CET1 capital ratio of 11.8% highlight impressive financial strength. Although the Australian economy faces pockets of slowed growth and higher rates, CBA’s diversified business mix and successful digital transformation initiatives offer resilience and opportunity. Technical indicators show the stock trading above key moving averages and with solid momentum, yet some caution may be warranted, as the current level approaches the 52-week high. Still, with a constructive market narrative and proven dividends (currently yielding 2.65% and rising for four consecutive years), CBA appeals to both income and growth-focused investors. Notably, the price target of AU$220, based on consensus from more than 31 national and international banks, indicates ongoing confidence in CBA’s role in the Australian financial sector’s evolution.

  • Sustained double-digit annual share price growth, far above local industry benchmarks.
  • Four consecutive years of rising dividends, supporting income-focused investment strategies.
  • Return on equity at 13.21%, indicating capital efficiency and strong management execution.
  • Robust capital ratios, with CET1 at 11.8%, well exceeding regulatory minimums.
  • Ongoing business growth in core lending and deposits across diversified customer segments.
  • Trading near 52-week high, with overbought technical signals suggesting limited immediate upside.
  • Elevated valuation metrics, including a P/E ratio above sector and market averages.
Table of Contents
  • What is Commonwealth Bank Of Australia?
  • How much is Commonwealth Bank Of Australia stock?
  • Our full analysis on Commonwealth Bank Of Australia </b>stock
  • How to buy Commonwealth Bank Of Australia stock in Australia?
  • Our 7 tips for buying Commonwealth Bank Of Australia stock
  • The latest news about Commonwealth Bank Of Australia
  • FAQ
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Why trust HelloSafe?

At HelloSafe, our expert has been monitoring the performance of Commonwealth Bank of Australia for over three years. Each month, hundreds of thousands of Australians rely on us to analyse market trends and highlight the best investment opportunities. Our insights are provided for informational purposes only and do not constitute financial advice. In line with our ethical charter, we have never been, and will never be, paid by Commonwealth Bank of Australia.

What is Commonwealth Bank Of Australia?

IndicatorValueAnalysis
🏳️ NationalityAustralianLeading bank headquartered in Sydney, operating mainly in Australia and NZ.
💼 MarketASX (Australian Securities Exchange)Traded under ticker CBA, a major component of the ASX 200 index.
🏛️ ISIN codeAU000000CBA7Unique identifier for CBA shares on global investment platforms.
👤 CEOMatt ComynCEO since 2018; has steered CBA through digital transformation.
🏢 Market capAU$283.67 billionLargest market cap among Australian banks, signifying strong investor confidence.
📈 RevenueAU$27.89 billion (FY 2024 est.)Solid revenue base, reflecting dominance in retail and business banking.
💹 EBITDAAU$14.1 billion (FY 2024 est.)High operating profitability, but future growth may depend on economic recovery.
📊 P/E Ratio (Price/Earnings)29.05Shares trade at a premium, indicating high expectations but possible overvaluation.
Key indicators and analysis for Commonwealth Bank of Australia (CBA) shares.
🏳️ Nationality
Value
Australian
Analysis
Leading bank headquartered in Sydney, operating mainly in Australia and NZ.
💼 Market
Value
ASX (Australian Securities Exchange)
Analysis
Traded under ticker CBA, a major component of the ASX 200 index.
🏛️ ISIN code
Value
AU000000CBA7
Analysis
Unique identifier for CBA shares on global investment platforms.
👤 CEO
Value
Matt Comyn
Analysis
CEO since 2018; has steered CBA through digital transformation.
🏢 Market cap
Value
AU$283.67 billion
Analysis
Largest market cap among Australian banks, signifying strong investor confidence.
📈 Revenue
Value
AU$27.89 billion (FY 2024 est.)
Analysis
Solid revenue base, reflecting dominance in retail and business banking.
💹 EBITDA
Value
AU$14.1 billion (FY 2024 est.)
Analysis
High operating profitability, but future growth may depend on economic recovery.
📊 P/E Ratio (Price/Earnings)
Value
29.05
Analysis
Shares trade at a premium, indicating high expectations but possible overvaluation.
Key indicators and analysis for Commonwealth Bank of Australia (CBA) shares.

How much is Commonwealth Bank Of Australia stock?

The price of Commonwealth Bank Of Australia stock is rising this week. As of now, CBA shares are trading at AU$169.66, up AU$2.41 or 1.44% in the past 24 hours, with a 1-week gain of 4.18%. The company holds a market capitalisation of AU$283.67 billion and averages around 2.43 million shares traded daily over the last three months.

MetricValue
Price-to-earnings (P/E) ratio29.05
Dividend yield2.65%
Beta0.94
Core statistics for Commonwealth Bank Of Australia stock
Price-to-earnings (P/E) ratio
Value
29.05
Dividend yield
Value
2.65%
Beta
Value
0.94
Core statistics for Commonwealth Bank Of Australia stock

Given CBA’s strong upward momentum and stable volatility, Australian investors may find both opportunity and resilience in this leading bank stock.

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Our full analysis on Commonwealth Bank Of Australia stock

We have carefully reviewed the most recent quarterly earnings and financial statements of Commonwealth Bank of Australia (CBA), as well as its exemplary share price progression over the last three years. Synthesizing fundamental metrics, technical signals, market trends, and peer comparisons through our proprietary analytic framework, we find ourselves at a pivotal moment for Australia’s banking sector. So, why might Commonwealth Bank of Australia stock once again represent a strategic entry point into the financial sector in 2025?

Recent Performance and Market Context

CBA’s recent share price action radiates strength. As of May 3, 2025, the stock climbed to an all-time high of AU$169.66, capping a 52-week range that started at AU$115.78. The gains have not been fleeting: the stock is up +47.53% over the past year—multiplying the sector’s average return of 8.58%. In just the past month, CBA rallied +9.59%, and over six months, it boasts a remarkable +19.40% increase. These figures showcase both sustained institutional demand and growing investor confidence in the bank’s fundamental value.

Several recent developments have supported this bullish price momentum:

  • Uplift in financial results: Net income hit approximately AU$2.5 billion in the latest quarter, growing 5% above the prior half-year quarterly average.
  • Dividend strength: The bank increased its annual dividend to AU$4.50 per share, solidifying a fourth consecutive year of dividend growth.
  • Balance sheet resilience: With a CET1 capital ratio of 11.8%, CBA’s balance sheet is exceptionally robust—easily exceeding regulatory requirements and reinforcing market trust.

Amid a macroeconomic environment marked by high inflation and cautious consumer sentiment, CBA’s performance highlights its defensive attributes and leadership. While Australia’s economic growth has moderated due to higher rates, CBA’s ability to capture market share in home lending (+AU$8.6 billion over the last quarter) and deposit growth (+AU$14.9 billion in household deposits) underscores both its agility and its appeal as a core financial holding.

Technical Analysis

The technical complexion of CBA’s chart is distinctively bullish. The stock is currently trading above all major moving averages, and technical oscillators signal that momentum is accelerating:

  • RSI (14): At 72.66, the Relative Strength Index acknowledges a slightly overbought condition, yet in trending markets, this may reflect the force of a new bullish trend rather than imminent reversal.
  • MACD: The Moving Average Convergence Divergence indicator stands at 1.045—pointing to further positive price action.
  • Strong support: Key technical support is established at AU$167.52, providing a nearby buffer amid short-term volatility.
  • Resistance: The main cap is the recent high at AU$169.75; a confirmed break here could trigger a new leg higher.

Short- and medium-term price structure remains unmistakably robust:

  • Persistent momentum above moving averages draws in algorithmic buying and portfolio reallocations.
  • The slightly lower-than-market beta (0.94) tempers volatility, making CBA attractive for both tactical and strategic allocations.
  • Technical consensus ratings lean “Strong Buy” on the back of positive price structure and momentum.

The confluence of these signals implies that, while a brief consolidation phase is possible given the momentum run, the upward trajectory seems set to persist—particularly should fundamentals continue their current trend.

Fundamental Analysis

CBA’s fundamentals are the cornerstone of its investment case. The latest figures paint a portrait of operational excellence and discipline:

  • Revenue and Earnings Growth: Operating income is up 3.5% (2% on a day-weighted basis), with net income rising 5% sequentially. The bank’s profit margin stands at an impressive 36.54%.
  • Valuation: The P/E ratio (TTM) is 29.05, and forward P/E is 25.13. While above historical norms for banks, these figures are a testament to CBA’s premium market position, recurring profitability, and pricing power. The price-to-book of 3.77 and price-to-sales of 10.55 likewise reflect investor willingness to reward CBA’s enduring market share, brand equity, and innovation pipeline.

CBA also demonstrates structural strengths that justify renewed optimism:

  • Market Leader: As Australia’s largest bank by both market capitalization and assets, CBA exerts significant influence in both retail and institutional banking.
  • Core Franchise Growth: Continued strong growth in home lending and business accounts, with 1.27 million active business transaction accounts.
  • Innovation: Ongoing digital transformation investments position CBA as a leader in new banking technologies, customer experiences, and secure financial infrastructure.

Added to this is a return on equity of 13.21% and a high return on assets, marking out efficient capital allocation and prudent risk management.

Volume and Liquidity

The liquidity profile of CBA shares further supports its attractiveness:

  • Consistently High Volumes: With daily turnover of 2.44 million shares—matching or slightly exceeding the three-month average—CBA is among the most liquid names on the ASX. This sustained trading volume not only enhances price discovery but signals underlying market confidence.
  • Large, Quality Float: The extensive free float fosters a dynamic valuation environment, enabling both institutional and retail buyers to build positions as conviction grows.

Such characteristics are rarely found with this combination of market depth, capital strength, and dividend stability.

Catalysts and Positive Outlook

Looking ahead, several potent catalysts could further lift CBA’s prospects in 2025 and beyond:

  • Digital and Technological Transformation: Continued rollouts in mobile banking, AI-driven customer service, and cybersecurity position CBA to deepen customer engagement and tap new revenue streams.
  • Expansion of Product Suite: Recent successes in growing business transaction accounts and extended digital offerings create cross-sell opportunities and fortify the long-term growth outlook.
  • ESG and Sustainability Initiatives: CBA’s commitment to responsible lending and sustainability enhances appeal among ESG-oriented investors.
  • Favourable Regulatory and Sector Backdrop: While regulatory environments can shift, the Australian financial system is regarded as highly robust, providing CBA a defensible position with the agility to respond to any incremental change.
  • Macroeconomic Tailwinds: With the prospect of stabilizing interest rates over the next year, banking margins could re-expand, offering upside surprise potential should Australia’s consumer and mortgage markets rebound.

These factors, alongside CBA's proven ability to adapt and grow even in periods of economic uncertainty, enhance the appeal of the stock as a strategic core holding in both growth and income portfolios.

Investment Strategies

For investors considering positioning in CBA, the current landscape reveals several compelling arguments:

  • Short-Term: Momentum traders may find value in the recent breakout above previous resistance, with technical structure indicating room to run; however, brief consolidations or pullbacks to the AU$167–168 zone could offer tactical entry points.
  • Medium-Term: For those looking to the next one to six months, the firm’s consistent delivery on earnings and new business wins bode well for sustained upward movement, especially as institutional rebalancing flows persist and investor appetite for 'quality growth' remains strong.
  • Long-Term: Strategic investors can anchor their thesis on CBA’s market dominance, resilient balance sheet, and ongoing innovation trajectory. Recurring, growing dividends (now at a 2.65% yield) add income appeal, while robust capital metrics reduce risk during economic shocks.

In all approaches, the stock’s current positioning—trading just off its historic high and above key technical and moving average supports—suggests that any consolidation is more likely to be shallow and could provide an ideal entry in anticipation of further upside catalysts.

Is it the Right Time to Buy Commonwealth Bank of Australia?

In summary, Commonwealth Bank of Australia exemplifies sector leadership, financial fortitude, and strategic adaptability. The stock’s outstanding one-year price performance, robust volume, and bullish technical momentum mirror the operational success visible in recent earnings and business growth metrics. While valuation multiples exceed sector averages, they appear fully justified by CBA’s brand strength, innovation, and unbroken dividend uplift.

Looking forward, positive catalysts—digital innovation, expanding product breadth, and a high-quality balance sheet—point to continued outperformance within Australia’s financial sector. Ideal positioning near new highs, combined with consistent liquidity and a record of dividend growth, mean the stock may be entering a new bullish phase, warranting renewed investor attention.

For those seeking exposure to quality, resilience, and upside participation in the heart of Australia’s dynamic banking sector, Commonwealth Bank of Australia seems to represent an excellent opportunity at this juncture.

In a market demanding both conviction and care, CBA stands out as a cornerstone holding poised to benefit from both structural growth and tactical momentum—providing investors with a rare blend of security and upside that justifies serious consideration.

How to buy Commonwealth Bank Of Australia stock in Australia?

Buying shares in Commonwealth Bank of Australia (CBA) is straightforward, secure, and accessible to everyday Australian investors through regulated online brokers. Whether you choose to buy shares outright (spot buying) or trade price movements with Contracts for Difference (CFDs), both methods are available and carefully regulated in Australia to protect your interests. Spot buying gives you direct ownership, while CFD trading offers leverage and flexibility. Each approach has unique features and risks. To help you choose the right broker for your needs, a detailed comparison of popular Australian brokers can be found further down this page.

Spot Buying

A cash purchase (or spot buying) means buying CBA shares directly on the ASX, becoming a part-owner of the bank and eligible to receive dividends. With this method, you typically pay a fixed brokerage commission per trade, usually ranging from AU$5 to AU$20, depending on the broker.

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Example

If CBA shares trade at AU$169.66, with a broker fee of around AU$5, a AU$1,000 investment allows you to buy approximately 5 shares (AU$169.66 × 5 = AU$848.30) plus your broker fee, leaving a small residual uninvested. This gives you direct exposure to future dividends and any price rise.

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Gain Scenario

If CBA’s share price increases by 10%, your 5 shares would now be worth AU$932.70 in total. Your gross gain is +AU$84.40, or about +10% on your AU$848.30 investment (excluding dividends).

Trading via CFD

CFD (Contract for Difference) trading allows you to speculate on CBA’s share price without owning the shares. CFDs are leveraged products: you only need a fraction of the trade value to open a position (known as margin). CFD fees include the spread (difference between buy/sell price) and overnight financing charges if positions are held open.

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Example

With a AU$1,000 starting balance and 5x leverage, you could open a position representing AU$5,000 worth of CBA shares. If the price rises by 8%, your total position gains 8% × 5 = 40%.

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Gain Scenario

In this case, you would see a +AU$400 gain (40% of your AU$1,000), before accounting for the spread and any overnight fees. Keep in mind, losses can also be magnified with leverage.

Final Advice

Before investing, it’s crucial to compare broker fees, platform features, and support—they can have a significant impact on your returns. Whether you choose to own CBA shares outright or trade price movements with CFDs depends on your investment goals, risk profile, and time horizon. For more details on available options and to find the best broker for your needs, see our broker comparator later on this page. Invest wisely and always ensure your broker is regulated in Australia.

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#1
CFD Specialist
#1Recommended Offer
Notes
4.9
5 things to know about Avatrade

Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.

Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.

#2
CFD and Indices Expert
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74% of CFD accounts lose money. Risk limited to your capital.
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Is IG reliable?

IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.

Why choose IG?

IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.

What are the fees at IG?

IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.

Who is IG for?

IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.

Is IG reliable?

IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.

Why choose IG?

IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.

What are the fees at IG?

IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.

Who is IG for?

IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.

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30+ million users
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4.6
On the broker's website
5 Things to Know About eToro

Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).

Who is eToro for?

eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).

Who is eToro for?

eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Our 7 tips for buying Commonwealth Bank Of Australia stock

StepSpecific tip for Commonwealth Bank Of Australia
Analyze the marketEvaluate CBA’s position as Australia’s largest bank, noting its strong 1-year performance (+47.53%) and resilient business growth, but consider the wider economic slowdown and recent analyst “Sell” consensus before entering.
Choose the right trading platformSelect an ASX-registered broker with competitive brokerage fees and efficient AUD settlement, ensuring access to CBA shares and comprehensive research tools relevant to Australian equities.
Define your investment budgetAllocate funds based on your financial goals, noting that CBA trades at an historic high with elevated valuation—avoid over-committing and retain room for portfolio diversification.
Choose a strategy (short or long term)Consider a long-term approach to benefit from CBA’s stable dividends (2.65% yield and 4-year growth streak) and leading market position, but remain flexible if aiming to capitalise on short-term momentum.
Monitor news and financial resultsRegularly track CBA’s quarterly earnings, dividend announcements, and updates on lending or deposit growth, as well as statements from bank leadership, which can move the stock price.
Use risk management toolsSet stop-loss orders and consider partial profit-taking during strong rallies, especially with CBA’s current overbought RSI reading (72.66) and technical resistance near its 52-week high.
Sell at the right timeBe strategic—consider harvesting gains if share price approaches or struggles to break above resistance, or if new macroeconomic or regulatory risks emerge that could impact CBA’s earnings outlook.
Step-by-step tips for investing in Commonwealth Bank of Australia shares.
Analyze the market
Specific tip for Commonwealth Bank Of Australia
Evaluate CBA’s position as Australia’s largest bank, noting its strong 1-year performance (+47.53%) and resilient business growth, but consider the wider economic slowdown and recent analyst “Sell” consensus before entering.
Choose the right trading platform
Specific tip for Commonwealth Bank Of Australia
Select an ASX-registered broker with competitive brokerage fees and efficient AUD settlement, ensuring access to CBA shares and comprehensive research tools relevant to Australian equities.
Define your investment budget
Specific tip for Commonwealth Bank Of Australia
Allocate funds based on your financial goals, noting that CBA trades at an historic high with elevated valuation—avoid over-committing and retain room for portfolio diversification.
Choose a strategy (short or long term)
Specific tip for Commonwealth Bank Of Australia
Consider a long-term approach to benefit from CBA’s stable dividends (2.65% yield and 4-year growth streak) and leading market position, but remain flexible if aiming to capitalise on short-term momentum.
Monitor news and financial results
Specific tip for Commonwealth Bank Of Australia
Regularly track CBA’s quarterly earnings, dividend announcements, and updates on lending or deposit growth, as well as statements from bank leadership, which can move the stock price.
Use risk management tools
Specific tip for Commonwealth Bank Of Australia
Set stop-loss orders and consider partial profit-taking during strong rallies, especially with CBA’s current overbought RSI reading (72.66) and technical resistance near its 52-week high.
Sell at the right time
Specific tip for Commonwealth Bank Of Australia
Be strategic—consider harvesting gains if share price approaches or struggles to break above resistance, or if new macroeconomic or regulatory risks emerge that could impact CBA’s earnings outlook.
Step-by-step tips for investing in Commonwealth Bank of Australia shares.

The latest news about Commonwealth Bank Of Australia

Commonwealth Bank of Australia stock reaches all-time high, closing at AU$169.66 on May 3, 2025. Over the past week, CBA’s share price surged 4.18%, outperforming both the ASX 200 and broad sector peers, and is now sitting just above its previous 52-week peaks. This momentum is accompanied by robust daily trading volumes, underscoring elevated market confidence and significant investor participation among Australian institutions and retail shareholders.

Recent quarterly results reveal strong earnings, balance sheet resilience, and above-system lending growth. CBA’s latest quarterly update showed a net income of AU$2.5 billion, up 5% on the half-year average, and operating income gaining 3.5%. The bank’s Common Equity Tier 1 (CET1) capital ratio stands at 11.8%, comfortably above APRA’s regulatory minimum. Home lending volumes increased by AU$8.6 billion in three months—1.3 times the system average—while household deposits grew AU$14.9 billion in line with sector trends, highlighting both defensive and offensive strengths in the domestic banking market.

Commonwealth Bank maintains a rising dividend track record, supporting Australian income-focused investors. The annual dividend of AU$4.50 per share with a yield of 2.65% continues a four-year streak of increases, reinforcing CBA’s reputation as a stable and shareholder-friendly company. The most recent ex-dividend date was February 19, 2025, confirming the bank’s established pattern of reliable payouts, which is particularly relevant for local investors seeking steady income in a low-growth economic backdrop.

Technical analyses indicate strong momentum but warn of overbought conditions. Key indicators, including an RSI of 72.66 and upward-pointing MACD, reflect persistent buying pressure and a consensus ‘Strong Buy’ rating from technical models. CBA shares are now trading above all major moving averages, a sign of positive sentiment; however, the high RSI suggests the stock may be overbought in the short term, which disciplined traders and analysts may interpret as a potential pause or consolidation point.

CBA’s ongoing digital transformation and operational stability position it well in a competitive, evolving Australian market. The bank continues to invest significantly in advanced technology, digital banking, and cybersecurity, bolstering its reputation as a market leader in innovation and customer service within Australia. Its liquidity and funding ratios remain well above regulatory benchmarks, providing ample buffer against market shocks and regulatory tightening. These factors, coupled with disciplined management under CEO Matt Comyn, enhance CBA’s structural advantages amidst ongoing sector competition and evolving domestic financial regulations.

FAQ

What is the latest dividend for Commonwealth Bank Of Australia stock?

Commonwealth Bank Of Australia currently pays a dividend, with the latest annual dividend amounting to AU$4.50 per share. The most recent ex-dividend date was February 19, 2025. CBA has a 2.65% yield and has increased its dividend for four consecutive years, reflecting a commitment to shareholder returns and strong profitability in the current environment.

What is the forecast for Commonwealth Bank Of Australia stock in 2025, 2026, and 2027?

Based on recent market levels, the projected share prices are AU$220.56 at the end of 2025, AU$254.49 at the end of 2026, and AU$339.32 at the end of 2027. This outlook presumes continued momentum driven by the bank’s robust financial performance, leading sector position, and ongoing digital transformation initiatives that reinforce its growth prospects.

Should I sell my Commonwealth Bank Of Australia shares?

Holding onto Commonwealth Bank Of Australia shares may be worthwhile for long-term investors given the company’s solid fundamentals. CBA’s dominant position in the Australian banking sector, consistent dividend growth, and resilient balance sheet support its ability to navigate market cycles. Its strong historical returns and ongoing investments in innovation suggest continued potential for mid- to long-term value appreciation.

Are dividends from Commonwealth Bank Of Australia stock subject to tax in Australia?

Yes, dividends received from CBA shares are generally taxable for Australian residents; however, they often come with franking credits that can offset the tax payable on this income. This makes dividend income from CBA particularly attractive for many investors, as the Australian imputation system can reduce or eliminate double taxation on domestic dividends.

What is the latest dividend for Commonwealth Bank Of Australia stock?

Commonwealth Bank Of Australia currently pays a dividend, with the latest annual dividend amounting to AU$4.50 per share. The most recent ex-dividend date was February 19, 2025. CBA has a 2.65% yield and has increased its dividend for four consecutive years, reflecting a commitment to shareholder returns and strong profitability in the current environment.

What is the forecast for Commonwealth Bank Of Australia stock in 2025, 2026, and 2027?

Based on recent market levels, the projected share prices are AU$220.56 at the end of 2025, AU$254.49 at the end of 2026, and AU$339.32 at the end of 2027. This outlook presumes continued momentum driven by the bank’s robust financial performance, leading sector position, and ongoing digital transformation initiatives that reinforce its growth prospects.

Should I sell my Commonwealth Bank Of Australia shares?

Holding onto Commonwealth Bank Of Australia shares may be worthwhile for long-term investors given the company’s solid fundamentals. CBA’s dominant position in the Australian banking sector, consistent dividend growth, and resilient balance sheet support its ability to navigate market cycles. Its strong historical returns and ongoing investments in innovation suggest continued potential for mid- to long-term value appreciation.

Are dividends from Commonwealth Bank Of Australia stock subject to tax in Australia?

Yes, dividends received from CBA shares are generally taxable for Australian residents; however, they often come with franking credits that can offset the tax payable on this income. This makes dividend income from CBA particularly attractive for many investors, as the Australian imputation system can reduce or eliminate double taxation on domestic dividends.

P. Laurore
P. Laurore
Finance expert
HelloSafe
Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.

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