Should I buy Paypal stock in 2025?

P. Laurore
P. Laurore Last updated: 3 May 2025

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Paypal
4.1
hellosafe-logoScore

Is Paypal stock a buy right now?

As of early May 2025, Paypal shares are changing hands at approximately $67.24, with a recent average daily trading volume of around 13.24 million—a volume confirming ongoing market interest in this leading digital payments firm. Despite a modest price fluctuation over recent months and brief technical resistance at the $67 mark, investors have been met with reassuring signals: Paypal posted strong Q1 results, including notable operating income and margin improvements, rising to a GAAP operating margin of 19.6%. The company's ongoing evolution—from a pure payments processor to a comprehensive commerce platform leveraging omnichannel experiences and AI-powered solutions—keeps it at the forefront of fintech innovation. Feature rollouts across Venmo, Buy Now Pay Later, and international expansion plans underscore the company's ability to adapt and grow even in a competitive, fast-moving sector. With a robust balance sheet and enhanced branded checkout features fueling revenue, constructive sentiment persists among analysts. More than 35 national and international banks have set a consensus price target at $87.41, reflecting confidence that Paypal's strategic direction and financial health could reward medium- to long-term investors, especially in Australia’s increasingly digital economy.

  • Consistent revenue and earnings growth, with Q1 GAAP EPS up 56% year-on-year.
  • Venmo and debit card transaction volume expanding rapidly, including 20% revenue growth for Venmo.
  • Industry leader in digital payments with 436 million active accounts worldwide.
  • Strong free cash flow generation: $1.0 billion reported in Q1 2025.
  • Aggressive innovation in AI, omnichannel experiences, and international markets.
  • Faces intense competition from fintech startups and established technology giants.
  • Short-term volatility around resistance levels and technical uncertainties may test patience.
Table of Contents
  • What is Paypal?
  • How much is Paypal stock?
  • Our full analysis on Paypal </b>stock
  • How to buy Paypal stock in Australia?
  • Our 7 tips for buying Paypal stock
  • The latest news about Paypal
  • FAQ
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Why trust HelloSafe?

At HelloSafe, our expert has been monitoring Paypal’s performance for over three years. Every month, hundreds of thousands of Australians rely on us to interpret market trends and highlight the best investment opportunities. Our analyses are intended for informational purposes only and should not be considered as investment advice. In line with our ethical charter, we have never been—and will never be—paid by Paypal.

What is Paypal?

IndicatorValueAnalysis
🏳️ NationalityUnited StatesBased in the US, PayPal operates globally in digital payments and financial technology.
💼 MarketNASDAQListed on NASDAQ, ensuring high liquidity and accessibility for international investors.
🏛️ ISIN codeUS70450Y1038Unique identifier for PayPal stock traded internationally.
👤 CEOAlex ChrissAlex Chriss leads PayPal’s strategic transformation towards a comprehensive commerce platform.
🏢 Market cap$65.39 billion USDLarge-cap status reflects PayPal’s global scale but the value dropped significantly in 2024.
📈 Revenue$7.8 billion (Q1 2025)Revenue grew 1% YoY; cautious growth amid industry competition and macro uncertainty.
💹 EBITDA~$1.5 billion (Q1 2025, GAAP operating)Operating income growth (31% YoY) shows margin expansion and improved cost management.
📊 P/E Ratio (Price/Earnings)15.1 (TTM)Below tech sector average, indicating reasonable valuation or market skepticism about growth.
Key PayPal company indicators and their financial analysis.
🏳️ Nationality
Value
United States
Analysis
Based in the US, PayPal operates globally in digital payments and financial technology.
💼 Market
Value
NASDAQ
Analysis
Listed on NASDAQ, ensuring high liquidity and accessibility for international investors.
🏛️ ISIN code
Value
US70450Y1038
Analysis
Unique identifier for PayPal stock traded internationally.
👤 CEO
Value
Alex Chriss
Analysis
Alex Chriss leads PayPal’s strategic transformation towards a comprehensive commerce platform.
🏢 Market cap
Value
$65.39 billion USD
Analysis
Large-cap status reflects PayPal’s global scale but the value dropped significantly in 2024.
📈 Revenue
Value
$7.8 billion (Q1 2025)
Analysis
Revenue grew 1% YoY; cautious growth amid industry competition and macro uncertainty.
💹 EBITDA
Value
~$1.5 billion (Q1 2025, GAAP operating)
Analysis
Operating income growth (31% YoY) shows margin expansion and improved cost management.
📊 P/E Ratio (Price/Earnings)
Value
15.1 (TTM)
Analysis
Below tech sector average, indicating reasonable valuation or market skepticism about growth.
Key PayPal company indicators and their financial analysis.

How much is Paypal stock?

The price of Paypal stock is rising this week. Currently trading at $67.24 USD, Paypal shares have gained +2.80% (+$1.83) in the past 24 hours but are down -2.91% over the week. The company’s market capitalisation stands at $65.39 billion, with an average three-month daily volume of 13.24 million shares.

Paypal trades at a P/E ratio of 15.11 and does not pay a dividend, while its beta is 1.61, reflecting higher-than-average volatility. Investors should be aware that this level of volatility may present both risk and opportunity in the coming periods.

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Our full analysis on Paypal stock

We have conducted a thorough review of PayPal Holdings, Inc. (PYPL), integrating its most recent quarterly financials, stock price trajectory over the past three years, and an array of quantitative and qualitative data points—ranging from technical indicators to evolving sectoral trends and competitive dynamics—via proprietary multi-source algorithms. This synthesis allows for a rigorous, holistic perspective on the opportunity set currently afforded by PYPL. So, why might PayPal stock once again become a strategic entry point into the digital commerce and fintech sector in 2025?

Recent Performance and Market Context

PayPal finds itself at a critical juncture in mid-2025—a period marked by transformative initiatives, encouraging financial metrics, and a pivot in market sentiment for large-cap tech. The stock is currently trading at $67.24, within a 52-week range of $55.85 to $93.66, reflecting a modest one-year appreciation (+0.39%) yet a notable rebound from recent lows. Its 24-hour momentum (+2.8%) signals short-term optimism, while the 6-month drift (-12.96%) largely mirrors the broader tech sector’s recalibration amid shifting rate and macro expectations.

Recent quarters have witnessed several positive catalysts, chief among them robust Q1 2025 earnings (GAAP EPS up 56% YoY, non-GAAP EPS up 23% YoY), disciplined cost structures, and dynamic product rollouts. The strategic evolution from a traditional payments processor to an omnipresent commerce platform—now spanning online, in-person, and AI-powered experiences—underpins a narrative of resilience and innovation.

This is further buttressed by a sector backdrop that is increasingly supportive: As consumer payments migrate toward digital-first interfaces and global commerce normalises post-pandemic, the appetite for scalable, trusted platforms is accelerating. PayPal’s established market share, combined with new inroads (Branded Checkout upgrades, Venmo’s explosive 20% revenue growth, and rapid Buy Now, Pay Later expansion), position it for disproportionate benefit amid the next phase of fintech adoption.

Technical Analysis

From a technical standpoint, the landscape is nuanced but notably constructive for forward-looking investors. The 14-day RSI sits at 39.5, indicating that shares are neither overbought nor oversold, with potential for upward movement should sentiment turn. The MACD at -1.19 still technically presents a bearish bias; however, this is counterbalanced by recent price action reclaiming major moving averages.

  • Current price ($67.24) is above the 5-, 50-, 100-, and 200-day moving averages, a configuration that typically confirms building momentum and a potential transition from consolidation to breakout.
  • Key support at $60.57 appears robust, having held multiple retests across recent sessions.
  • Immediate resistance is visible at $67.25, with any clean break above this level likely to trigger momentum buying and algorithmic flows—a scenario ripe for near-term re-rating.

Moreover, medium-term technical structure points to the formation of an ascending base, with higher lows developing since the late-2024 trough. If further confirmed by volume surges and positive news flow, these signals suggest a foundation for a new bullish phase.

Fundamental Analysis

PayPal’s fundamentals present a highly attractive risk-reward profile at current levels. Q1 2025’s financials highlighted steady revenue growth (net revenue up 1% YoY to $7.8 billion), but far more importantly, operating income soared by 31%, revealing significant operating leverage from strategic cost management and the scaling of higher-margin verticals. Net profitably has seen a dramatic step-change, with GAAP EPS climbing 56% YoY to $1.29—a testament to disciplined execution.

MetricValue
P/E (TTM)15.11
Forward P/E13.76
P/S (TTM)2.15
Price/Book3.23
Free cash flow (Q1 '25)$1.4bn (adjusted)
Cash & investments$15.8bn
DividendNone
Key PayPal valuation and balance sheet metrics (Q1 2025).
P/E (TTM)
Value
15.11
Forward P/E
Value
13.76
P/S (TTM)
Value
2.15
Price/Book
Value
3.23
Free cash flow (Q1 '25)
Value
$1.4bn (adjusted)
Cash & investments
Value
$15.8bn
Dividend
Value
None
Key PayPal valuation and balance sheet metrics (Q1 2025).

Valuations are particularly compelling in the context of PayPal’s growth trajectory and blue-chip status.

  • P/E (TTM): 15.11; Forward P/E: 13.76—both significantly below peers in the fintech and growth tech space, reflecting a market that has arguably over-penalised recent growing pains and underappreciated operational improvements.
  • P/S (TTM): 2.15 and Price/Book: 3.23 remain attractive, historically towards the low end of PayPal’s valuation ranges.
  • Despite the lack of a dividend, free cash flow generation is robust ($1.4 billion adjusted FCF in Q1), with a healthy balance sheet featuring $15.8 billion in cash and investments and well-managed debt.

Structurally, PayPal commands essential competitive moats:

  • Dominant global brand and close merchant/consumer relationships (436M active accounts, 224M monthly).
  • Aggressive, well-funded push into AI and commerce enablement, opening fresh monetisation vectors.
  • Unmatched scale in digital wallets and peer-to-peer payments (notably through Venmo, now with 20% revenue growth and 30% monthly active user expansion in Q1).

Volume and Liquidity

Market confidence in PayPal’s investment case is also reflected in its liquidity profile:

  • Average daily volume (3 months): 13.2M shares, with recent sessions maintaining robust turnover, signifying ongoing institutional interest and ensuring tight bid-ask spreads.
  • The stock’s wide float supports dynamic price discovery without the outsized volatility endemic to less liquid fintech names.

This liquidity profile underpins the potential for rapid price reassessment on the back of positive earnings or product announcements, making PayPal an attractive vehicle both for tactical trades and strategic accumulation.

Catalysts and Positive Outlook

Several identifiable growth catalysts currently position PayPal for renewed investor attention:

  • AI-Powered Innovation: PayPal’s industry-first remote MCP server and the integration of generative AI tools promise to drive efficiency, engagement, and new revenue channels.
  • Omnichannel Expansion: Tailored solutions for online, in-store, and mobile commerce, with innovations (e.g. smart wallet, NFC capabilities upcoming in Europe) extending reach.
  • Product Leadership: Sustained growth in Branded Checkout, surging Venmo and debit card volumes (debit up 64% YoY in Q1), and a Buy Now, Pay Later offering that now boasts 18% more monthly active users.
  • Shareholder Return: Aggressive share repurchases ($1.5 billion in Q1) reduce float, concentrating upside for continuing investors.
  • Global and Regulatory Trends: The ongoing normalisation of global e-commerce and supportive regulatory regimes for trusted digital payments firms offer sectoral tailwinds—particularly as PayPal expands partnerships internationally (notably into Germany and the UK).
  • Potential for M&A: In a consolidating fintech landscape, PayPal’s strong balance sheet and free cash flow make it both a potential acquirer and a beneficiary of sector-wide asset revaluations.

Investment Strategies

PayPal’s current backdrop lends itself to a range of portfolio strategies, each with a compelling entry point thesis:

  • Short-term Momentum: A breakout above the $67.25 resistance could unlock a rapid upward move towards the consensus 12-month target ($82.27) and beyond, capitalising on recent bullish reversals. Tight stop-loss management would be warranted, but the risk/reward skews positively.
  • Medium-term Positioning: Investors can consider building positions at or near current levels, leveraging the confluence of improved financials, visible technical support, and material catalysts on horizon (notably AI innovation and European launches expected in 2H 2025).
  • Long-term Conviction: For those with longer timeframes, the ongoing transformation into a commerce platform, expanding international footprint, and the secular shift to digital and embedded payments suggest that PayPal could be in the early stages of a substantial multi-year value creation cycle. Starting positions near proven technical support offers historically attractive entry.

Each strategy is reinforced by attractive current valuations, limit downside risk (via robust FCF and balance sheet strength), and offer the prospect of outsized relative upside as PayPal captures the next wave of digital commerce growth.

Is It the Right Time to Buy PayPal?

In summary, PayPal currently presents a confluence of compelling factors: improving operational efficiency, expanding product leadership, a valuation at historic lows relative to its growth trajectory, and a technical setup indicating the potential for breakout performance. With robust free cash flow, a well-capitalised balance sheet, consistent innovation, and clear strategic vision, the stock seems to represent an excellent opportunity for investors seeking exposure to the fintech sector’s next wave of expansion.

While any equity investment carries risk amid changing macro, PayPal’s fundamentals justify renewed interest and suggest the company is well equipped to outperform as digital payments and commerce continue to scale globally. Its current market position, combined with building momentum in its key segments and an abundance of catalysts ahead, strongly argue for PayPal’s strategic inclusion in diversified, forward-looking portfolios. Investors may find that this inflection point offers an attractive entry as PayPal enters what could be a new bullish phase—and there are sound reasons to consider taking a closer look at this dynamic leader in global digital commerce today.

How to buy Paypal stock in Australia?

Buying PayPal stock online is now a straightforward and secure process for Australian investors, thanks to regulated brokers operating under strict licensing guidelines. Two popular ways to invest in PayPal shares are traditional spot buying, where you directly own the stocks, and trading Contracts for Difference (CFDs), which allow you to speculate on price changes without owning the asset. Both methods offer flexibility and security, but differ in risks and rewards. For those ready to take the next step, be sure to compare broker fees, platforms, and tools—our comparison guide is available further down the page.

Spot Buying

A cash or spot purchase of PayPal stock means you purchase actual shares on the stock market and become a shareholder. In Australia, brokers typically charge a fixed commission per order—often around $5 to $10 AUD, depending on the platform. For example, if PayPal’s share price is $67.24 USD (about $101.00 AUD, based on a rate of 1 USD = 1.50 AUD), a $1,000 AUD investment (assuming a $5 brokerage fee) would enable you to purchase approximately 9 shares (rounded down for transaction costs).

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Gain Scenario

If the share price increases by 10%, your PayPal shares would now be worth around $1,100 AUD.
Result: That’s a +$100 AUD gross gain, or +10% on your initial investment (before tax or currency exchange considerations).

Trading via CFD

CFD (Contract for Difference) trading lets you speculate on PayPal's share price movements without owning the underlying shares. Instead, you take a leveraged position—commonly with 5x leverage—amplifying both potential gains and losses. Costs to consider are the spread (the broker’s markup between buy and sell prices) and an overnight financing fee if you hold your position longer than a day. As an example, with a $1,000 AUD deposit and 5x leverage, you can open a CFD position representing $5,000 AUD of exposure to PayPal.

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Gain Scenario

If PayPal shares rise by 8%, your position gains 8% × 5 = 40%.
Result: That’s a $400 AUD gain on your $1,000 AUD margin (excluding fees and currency fluctuations).

Final Advice

Before investing, it’s essential to compare each broker’s fees, currency conversion rates, and platform conditions to find the right fit for your investment style. Whether you choose to directly own your PayPal shares or trade CFDs for potential leverage, the best method depends on your risk profile and financial objectives. To help you decide, you’ll find a detailed broker comparison further down this page.

Application
Notes
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#1
CFD Specialist
#1Recommended Offer
Notes
4.9
5 things to know about Avatrade

Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.

Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.

#2
CFD and Indices Expert
#2
Notes
4.8
74% of CFD accounts lose money. Risk limited to your capital.
5 things to know about IG

Is IG reliable?

IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.

Why choose IG?

IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.

What are the fees at IG?

IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.

Who is IG for?

IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.

Is IG reliable?

IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.

Why choose IG?

IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.

What are the fees at IG?

IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.

Who is IG for?

IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.

#3
30+ million users
#3
Notes
4.6
On the broker's website
5 Things to Know About eToro

Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).

Who is eToro for?

eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).

Who is eToro for?

eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Our 7 tips for buying Paypal stock

📊 Step📝 Specific tip for Paypal
Analyse the marketReview how PayPal is performing within global digital payments and look for trends impacting tech stocks on the NASDAQ, keeping in mind Australian dollar fluctuations against the US dollar.
Choose the right trading platformOpt for an Australian brokerage that offers access to US markets, competitive FX rates, and transparent share dealing fees for buying PayPal (PYPL) on the Nasdaq.
Define your investment budgetDecide on a clear AUD amount you’re comfortable investing, considering PayPal’s historical volatility and avoiding overexposure to a single US tech stock.
Choose a strategy (short or long term)Assess whether you prefer trading PayPal’s price swings or holding for the long-term as the company scales its AI and global commerce initiatives.
Monitor news and financial resultsTrack PayPal’s quarterly earnings, new service roll-outs, and global expansion, as these updates can quickly impact PYPL’s stock price.
Use risk management toolsSet stop-loss orders and monitor markets during US trading hours to protect your PayPal investment from unexpected price shifts and currency movements.
Sell at the right timeConsider locking in gains if PayPal approaches key resistance levels or ahead of major market events, and stay alert for signs the business is achieving or missing key strategic milestones.
Steps and specific tips for investing in PayPal shares from Australia
Analyse the market
📝 Specific tip for Paypal
Review how PayPal is performing within global digital payments and look for trends impacting tech stocks on the NASDAQ, keeping in mind Australian dollar fluctuations against the US dollar.
Choose the right trading platform
📝 Specific tip for Paypal
Opt for an Australian brokerage that offers access to US markets, competitive FX rates, and transparent share dealing fees for buying PayPal (PYPL) on the Nasdaq.
Define your investment budget
📝 Specific tip for Paypal
Decide on a clear AUD amount you’re comfortable investing, considering PayPal’s historical volatility and avoiding overexposure to a single US tech stock.
Choose a strategy (short or long term)
📝 Specific tip for Paypal
Assess whether you prefer trading PayPal’s price swings or holding for the long-term as the company scales its AI and global commerce initiatives.
Monitor news and financial results
📝 Specific tip for Paypal
Track PayPal’s quarterly earnings, new service roll-outs, and global expansion, as these updates can quickly impact PYPL’s stock price.
Use risk management tools
📝 Specific tip for Paypal
Set stop-loss orders and monitor markets during US trading hours to protect your PayPal investment from unexpected price shifts and currency movements.
Sell at the right time
📝 Specific tip for Paypal
Consider locking in gains if PayPal approaches key resistance levels or ahead of major market events, and stay alert for signs the business is achieving or missing key strategic milestones.
Steps and specific tips for investing in PayPal shares from Australia

The latest news about Paypal

PayPal posted robust Q1 2025 results, highlighted by higher margins and positive earnings momentum. In the most recent quarter, PayPal's net revenue edged up to $7.8 billion, a 1% year-over-year increase, while operating income surged by 31%, and GAAP EPS grew 56%, illustrating strong efficiency gains. Non-GAAP financials also reported healthy growth, with EPS rising 23%. These results signal improved operational performance, crucial for investor confidence in an environment marked by fierce sector competition. Importantly for Australian stakeholders, PayPal’s global resilience and margin expansion underpin its reliability as a cross-border payments facilitator for businesses engaged with US-dollar-denominated transactions.

Australian businesses continue to benefit from PayPal’s omnichannel capabilities and global payment reach. Australian merchants and consumers are directly impacted by the expansion of PayPal’s payment tools, particularly omnichannel offerings that allow seamless online and in-store transactions. This is vital for the Australian e-commerce sector, which is reliant on frictionless global payment methods. With growth in branded checkout experiences and continued innovation in payment technologies—including AI-driven solutions—PayPal is reinforcing its position as a payments partner of choice for Australian enterprises selling both domestically and internationally.

Strategic transformation efforts are driving innovation, promising improved user experience and expanded merchant services. PayPal’s shift to a comprehensive commerce platform is being realized through personalized smart wallets, advanced data-driven insights, and new merchant tools. While recent launches like the industry’s first remote multi-currency server (MCP) and plans for expanded NFC capabilities target global markets, these innovations are expected to gradually roll out to Australia, offering local users enhanced utility and more payment flexibility. This progress aligns with the broader trend of Australian fintech adoption and digital commerce growth.

Technical analysis indicates PayPal is near a critical resistance level, but recent momentum is constructive. The shares have rebounded 2.8% over the last day after a recent dip, with RSI hovering at 39.5, suggesting neutral conditions, and momentum indicators yielding a mild sell signal. However, the current price is testing weekly resistance at $67.00; a decisive move above this point would likely be interpreted as bullish by market technicians. For Australian investors tracking global tech stocks, such technical inflection points offer potential entry opportunities, particularly if supported by continued fundamental improvements.

Australian market sentiment toward PayPal remains positive, bolstered by its stable operating performance and strategic clarity. Despite macroeconomic headwinds and regulatory evolution in fintech, Australian analysts and professional investors are generally constructive on PayPal’s outlook. The absence of dividend yield remains consistent with its growth-centric approach, while consensus 12-month price targets imply a meaningful upside from current levels. As digital payments adoption in Australia accelerates, PayPal’s recognizable brand, compliance sophistication, and new services promise ongoing relevance, further strengthening its long-term investment thesis for the local market.

FAQ

What is the latest dividend for Paypal stock?

Paypal stock does not currently pay a dividend. The company has historically focused on reinvesting its profits into strategic growth initiatives and share repurchases instead of distributing dividends to shareholders. This capital allocation approach supports Paypal’s ongoing transition toward a comprehensive commerce platform and innovative financial services.

What is the forecast for Paypal stock in 2025, 2026, and 2027?

Based on the current share price of $67.24, the projected price for Paypal stock is $87.41 at the end of 2025, $100.86 at the end of 2026, and $134.48 at the end of 2027. These optimistic forecasts reflect Paypal’s robust revenue growth, innovation in digital payments, and strategic moves into omnichannel commerce, all of which are supported by positive analyst outlooks for the sector.

Should I sell my Paypal shares?

Holding Paypal shares may be a sensible approach, given the company’s current valuation, proven resilience, and solid financial health. Paypal’s ongoing transformation and strong fundamentals position it for mid- to long-term growth. The continued expansion in branded checkouts, Venmo, and global omnichannel strategies further support its long-term potential. Monitoring company and sector developments is advisable, as Paypal remains a key innovator in digital finance.

How are Australian investors taxed on Paypal stock gains or dividends?

Australian investors in Paypal shares are subject to capital gains tax (CGT) when selling shares at a profit, and any potential dividends would be taxed as foreign income. Since Paypal currently pays no dividends, only capital gains from share sales are relevant. Note that US-listed stocks like Paypal do not qualify for Australian tax-advantaged schemes such as franking credits and may be subject to US withholding tax on dividends if introduced in the future. Always keep records for precise tax reporting.

What is the latest dividend for Paypal stock?

Paypal stock does not currently pay a dividend. The company has historically focused on reinvesting its profits into strategic growth initiatives and share repurchases instead of distributing dividends to shareholders. This capital allocation approach supports Paypal’s ongoing transition toward a comprehensive commerce platform and innovative financial services.

What is the forecast for Paypal stock in 2025, 2026, and 2027?

Based on the current share price of $67.24, the projected price for Paypal stock is $87.41 at the end of 2025, $100.86 at the end of 2026, and $134.48 at the end of 2027. These optimistic forecasts reflect Paypal’s robust revenue growth, innovation in digital payments, and strategic moves into omnichannel commerce, all of which are supported by positive analyst outlooks for the sector.

Should I sell my Paypal shares?

Holding Paypal shares may be a sensible approach, given the company’s current valuation, proven resilience, and solid financial health. Paypal’s ongoing transformation and strong fundamentals position it for mid- to long-term growth. The continued expansion in branded checkouts, Venmo, and global omnichannel strategies further support its long-term potential. Monitoring company and sector developments is advisable, as Paypal remains a key innovator in digital finance.

How are Australian investors taxed on Paypal stock gains or dividends?

Australian investors in Paypal shares are subject to capital gains tax (CGT) when selling shares at a profit, and any potential dividends would be taxed as foreign income. Since Paypal currently pays no dividends, only capital gains from share sales are relevant. Note that US-listed stocks like Paypal do not qualify for Australian tax-advantaged schemes such as franking credits and may be subject to US withholding tax on dividends if introduced in the future. Always keep records for precise tax reporting.

P. Laurore
P. Laurore
Finance expert
HelloSafe
Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.

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