Is Zip Co stock a buy right now?
Zip Co Limited (ASX: ZIP) is capturing the attention of Australian investors this quarter, trading at approximately A$1.64 per share with a robust average daily volume exceeding 21 million shares. After a year of impressive gains—up 32% from last year—the stock remains at the nexus of Australia’s dynamic buy now, pay later (BNPL) sector, a segment poised for ongoing consumer and merchant adoption. Notable recent developments include the announcement of a $30 million share buyback and strong third-quarter results, with revenue up 26.5% and cash earnings surging over 200% year-on-year, largely driven by accelerating growth in the U.S. market. While some short-term technical indicators suggest a period of consolidation, investors and analysts remain constructively focused on Zip’s improved profitability outlook and strategic execution. The company’s raised earnings guidance and solid U.S. performance have further reinforced market confidence. Amid ongoing volatility typical of high-growth fintechs, most see the current price as an attractive point to consider, backed by fundamental strengths and sectoral tailwinds. According to the consensus of more than 34 national and international banks, a target price of A$2.13 reflects the broad confidence in Zip Co’s medium-term growth story.
- Strong revenue growth, with Q3 FY2025 up 26.5% year-on-year.
- Consistently improving cash earnings margins and transaction volumes.
- U.S. operations driving revenue, up 44% year-on-year.
- Management executing growth strategy with forecast-beating results.
- Benefiting from expanding BNPL adoption and sector momentum.
- Short-term technical signals suggest possible continued price volatility.
- High leverage raises financial risk in changing macroeconomic conditions.
- What is Zip Co?
- How much is Zip Co stock?
- Our full analysis on Zip Co </b>stock
- How to buy Zip Co stock in Australia?
- Our 7 tips for buying Zip Co stock
- The latest news about Zip Co
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of Zip Co for more than three years. Each month, hundreds of thousands of Australians rely on us to break down market trends and highlight the best investment opportunities. Our analyses are produced for informational purposes only and do not represent investment advice. In line with our ethical charter, we have never been, and will never be, paid by Zip Co.
What is Zip Co?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Australia | Headquarters in Sydney; operations mainly in Australia and the U.S. |
| 💼 Market | Australian Securities Exchange (ASX) | Listed under ticker ZIP; active in the "Buy Now Pay Later" (BNPL) sector. |
| 🏛️ ISIN code | AU0000218307 | Official identifier for Zip Co on global financial markets. |
| 👤 CEO | Cynthia Scott | Appointed in August 2023; drives strategic growth and operational improvements. |
| 🏢 Market cap | A$2.14 billion | Shows Zip's mid-cap status with significant market recognition. |
| 📈 Revenue | A$1.06 billion (FY2025 projected) | Rapid revenue growth; driven by U.S. operations and digital payment adoption. |
| 💹 EBITDA | A$153 million (FY2025 guidance) | Strong improvement year-on-year, demonstrating better profitability and efficiency. |
| 📊 P/E Ratio (Price/Earnings) | 29.8x (forward) | Above market average; reflects expected future growth but with increased valuation risks. |
How much is Zip Co stock?
The price of Zip Co stock is declining this week. As of now, ZIP.AX trades at A$1.64 per share, reflecting a 4.93% drop over the past 24 hours and a 2.09% decrease for the week. Zip Co’s market capitalisation stands at A$2.14 billion, with an average daily trading volume of 21.3 million shares during the last 3 months. The forward P/E ratio is 29.8, while the company does not currently pay a dividend. With a beta of 3.28, Zip Co’s share price is highly volatile—investors should anticipate price swings and consider their risk tolerance accordingly.
Check out the best brokers in Australia!Compare brokersOur full analysis on Zip Co stock
After a careful review of Zip Co Limited's most recent financial releases, the share’s performance trajectory over the past three years, and a rigorous synthesis of financial indicators, technical signals, market sentiment, and peer benchmarking using our proprietary analytical models, we present our most current outlook on the stock. With Zip Co’s fundamentals showing marked improvement, fresh technical inflections, and a market context flush with sectoral momentum, investors are right to ask: So, why might Zip Co stock once again become a strategic entry point into the fast-evolving fintech and BNPL (Buy Now, Pay Later) space in 2025?
Recent Performance and Market Context
Zip Co’s share price has navigated substantial volatility, currently trading at A$1.64 per share with a market capitalisation of A$2.14 billion. While the short-term price action shows a 6-month decline of –44.59%, the one-year performance remains notably positive at +32.26%—a testament to Zip’s resilience and ability to rebound after periods of market dislocation. The past week saw a modest pullback (–2.09%), with a wider 52-week span between A$1.06 and A$3.56, highlighting both the opportunities and dynamism inherent to the stock.
Importantly, Q3 FY2025 results delivered robust outperformance: total revenue rose by 26.5% year-on-year (A$278.9 million), underpinned by a 44.1% YoY surge in the crucial U.S. segment and a 219.4% leap in cash EBTDA (A$46.0 million). This operational delivery—exceeding analyst expectations—was swiftly followed by upgraded EBTDA guidance and the announcement of a A$30 million share buyback in April 2025, signalling management’s conviction in the company’s value and forward momentum.
Macroeconomically, the BNPL ecosystem continues to benefit from evolving consumer preferences, rapid digital adoption, and expansionary financial inclusion trends, particularly in the U.S. and Asia-Pacific. This broader sector backdrop provides fertile ground for Zip’s sustained growth and market share gains.
Technical Analysis
Despite its fundamental strength, Zip Co’s technical picture as of early May 2025 is nuanced. The 14-day RSI stands at 42.65, reflecting slightly bearish but not yet oversold conditions. The MACD reading (–0.02) signals modest bearishness in the short term; similarly, the share price currently sits below the 20- and 50-day moving averages (A$1.70 and A$1.67), reinforcing a downward trend in the near-term. However, with the 100- and 200-day MAs anchored at A$1.61—now below the current share price—a medium-term bullish structure remains intact, suggesting Zip has established firm support just above these crucial levels.
Key support at A$1.46 and A$1.29 has held firm, while immediate resistances lie at A$1.68 and A$1.72. The issuance of a technical sell signal on April 30th, combined with increased trading volumes on declining prices, may be interpreted as the final shakeout of weak holders prior to a potential reversal. Notably, a contradicting MACD “buy” signal on the 3-month view indicates underlying positive momentum that could unfold in the coming weeks. Such mixed signals often prelude trend reversals, and the broad falling wedge formation is widely regarded as an early indicator of a bottoming process in high-beta growth stocks.
Fundamental Analysis
Zip Co’s fundamentals appear not only resilient but decidedly strengthening. Q3’s revenue of A$278.9 million and soaring cash EBTDA demonstrate robust operational leverage, while total transaction volumes rose 40.2% YoY to A$1.5 billion, indicating deepening platform engagement. Most significantly, Zip is guiding for a historic FY2025: projected revenue growth north of 21% to A$1.06 billion and a swing to full-year profitability (expected net income: A$61.26 million), a first for the company.
The stock’s forward P/E of 29.8x and P/S of 2.01 are competitive within high-growth fintech peers, and when contextualised against Zip’s accelerating margins and pipeline, the current valuation appears justified—if not outright attractive—relative to future earnings potential. Structural strengths include Zip’s innovation-centric product suite, deepening footprint in high-value U.S. markets, and a brand now synonymous with flexible digital consumer finance among Millennials and Gen Z.
Further, analyst consensus is overwhelmingly positive: seven "Buy" ratings, zero "Hold" or "Sell", and an average price target of A$3.33. This consensus implies a potential upside of over 100%, suggesting the current market price is yet to fully reflect Zip’s growth trajectory and operational pivot to sustainable profitability.
Volume and Liquidity
Trading liquidity remains a clear asset for Zip Co investors. With a robust average daily volume of 21.3 million shares, the stock displays strong depth and breadth, supporting institution and retail participation alike. This elevated turnover not only suggests sustained investor interest but also facilitates dynamic price discovery and efficient execution for both short-term trades and long-term accumulation strategies.
The current free float—approximately two-thirds of the capital structure—is conducive to a vibrant trading environment. Notably, the institutional ownership rate of 32.5% provides a stabilising effect, while insider ownership of over 10% signals meaningful alignment between management and shareholders.
Catalysts and Positive Outlook
Several near- and medium-term catalysts underscore Zip’s upside scenario:
- Aggressive U.S. Expansion: U.S. operations now comprise a third of total revenues, growing well ahead of the group. Strategic partnerships and merchant integrations in North America are likely to drive further acceleration.
- Share Buyback: The ongoing A$30 million buyback is both a direct enhancement to per-share metrics and a clear sign of management’s confidence in the undervaluation of Zip at current levels.
- Profitability Milestone: FY2025 is set to deliver Zip’s first annual profit, a significant psychological and fundamental inflection that may broaden institutional coverage and investor participation.
- Innovative Product Rollouts: The continued evolution of Zip’s platform—especially with new features aimed at improving user retention and merchant adoption—bolsters competitive positioning in a sector where differentiation is increasingly critical.
- Sector Tailwinds: Regulatory clarity and increasing consumer adoption of BNPL services in the U.S., Australia, and Europe, combined with positive ESG progress, strengthen the long-term use case and appeal of Zip’s business model.
Importantly, the confluence of these catalysts, alongside a recovering broader tech/fintech sentiment and renewed investor appetite for growth, creates a “perfect storm” scenario where Zip could outperform conservative expectations in 2025 and beyond.
Investment Strategies
Investors can contemplate several approaches to capturing Zip Co’s rerating potential:
- Short Term: Tactical trading around cyclical technical lows (notably A$1.46 support), seeking to capture rebounds occasioned by oversold conditions or positive earnings momentum. The recent pullback may represent a buying “window” ahead of the FY2025 results season and ongoing buyback effects.
- Medium Term: Positioning ahead of key catalysts such as U.S. product launches or sustained EBTDA trends. Investors may layer entries as technical indicators bottom and fundamentals gain traction, aiming for a move toward analyst targets in the A$3+ region.
- Long Term/Structural: For those confident in the secular BNPL/growth fintech story, Zip’s projected profitability, solid revenue growth, and platform scalability provide the underpinnings for a core holding within an Australia-focused tech or consumer finance portfolio. Such investors may disregard near-term volatility, focusing on multi-year upside.
Given Zip’s high beta (3.28), position sizing and disciplined risk controls are prudent, but the risk/reward profile now seems tilted in favour of patient buyers, given the supportive backdrop and management’s demonstrated delivery.
Is it the Right Time to Buy Zip Co?
Bringing all threads together, Zip Co stands out as a compelling play on the next wave of fintech and consumer finance innovation. The company's ongoing transition to profitability, explosive U.S. revenue momentum, and endeavours in digital product leadership all serve to reinforce the bullish thesis. Combined with a buoyant volume profile, active management (signalled by the buyback), and clear institutional conviction, the current share price appears to not fully capture Zip's operational transformation and future growth potential.
Technical indicators reflect short-term weakness, but such phases have historically preceded sharp reversals in high-growth, high-volatility names. With fundamental performance accelerating, multiple re-rating catalysts ahead, and analyst consensus skewed decisively bullish, Zip Co may be entering a new phase where upside potential is both meaningful and timely.
In this context, Zip Co’s current levels seem to represent an excellent opportunity for investors who seek exposure to Australia’s dynamic fintech landscape and the global BNPL megatrend. As always, prudent risk management remains key, but the fundamentals and momentum justify renewed interest—and may well reward those who look beyond present volatility to the structural drivers now coming into full view.
Investors searching for growth, innovation, and a re-rating story in 2025 will find Zip Co to be a stock meriting confident consideration—a clear showcase of opportunity at the intersection of technology, finance, and digital transformation.
How to buy Zip Co stock in Australia?
Buying Zip Co shares online is both simple and secure when you use a regulated Australian broker. With just a few clicks, you can access the ASX and invest in Zip Co Limited (ZIP.AX), either by buying actual shares (spot buying) or trading on their movement via Contracts for Difference (CFDs). Spot buying gives you direct ownership, while CFDs let you trade on price changes with flexibility and leverage. Both methods are accessible to retail investors and enjoy robust regulatory protection. To help you choose the right platform for your needs, a broker comparison is provided further down the page.
Spot buying
When you purchase Zip Co stock for cash, you are buying the shares outright, giving you direct ownership and shareholder rights. This is the classic investment approach, ideal for those interested in Zip’s long-term growth potential and any future dividends. In Australia, brokers typically charge a fixed commission per trade, often in the range of A$5 to A$20, regardless of your order size.
Example
Suppose you invest A$1,000 and the Zip Co share price is A$1.64. Deducting a typical brokerage fee of about A$5, you can acquire approximately 606 shares (A$995/A$1.64 ≈ 606).
✔️ Gain scenario:
If the share price rises by 10%, your shares become worth A$1,100.
Result: +A$100 gross gain, or +10% on your initial investment.
Trading via CFD
CFD trading allows you to speculate on Zip Co’s share price movements without owning the underlying shares. With CFDs, you can take advantage of rising or falling prices and use leverage to increase your market exposure. Fees typically include a spread (the difference between buy and sell prices) and overnight financing if you keep positions open for more than a day.
Example
You open a CFD position on Zip Co with a A$1,000 margin and 5x leverage, giving you A$5,000 in market exposure.
✔️ Gain scenario:
If Zip Co’s share price rises by 8%, your position value increases by 8% × 5 = 40%.
Result: +A$400 profit, based on your A$1,000 margin (excluding spreads and overnight fees).
Final advice
Before investing in Zip Co, it’s vital to compare the fees, features, and conditions offered by different brokers. Whether you choose direct share investment or leveraged CFD trading, your decision should align with your risk appetite, investment goals, and knowledge of the product. For detailed fee comparisons and practical guidance, consult the broker comparator further down on this page. Each method offers unique advantages, so your choice should reflect your own strategy and financial objectives.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, including ASIC (Australia). They are also regulated by the Central Bank of Ireland, the AMF in France, and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including ASIC (Australia). It is also regulated by the FCA (UK) and CySEC (Europe). With over 30 million users worldwide, eToro is widely recognised for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5 USD. In the event that you remain inactive for 12 months or more, a $10 USD monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Our 7 tips for buying Zip Co stock
| Step | Specific tip for Zip Co |
|---|---|
| Analyze the market | Review Zip Co’s strong revenue growth, improving US operations, and positive sector outlook, but weigh these against technical weakness and high volatility before investing. |
| Choose the right trading platform | Select an Australian broker registered with ASIC that offers competitive fees and access to the ASX for smooth Zip Co share transactions. |
| Define your investment budget | Set a budget that reflects Zip Co’s high volatility, and diversify by including other sectors or companies within your portfolio for balance. |
| Choose a strategy (short or long term) | Consider a long-term approach to benefit from Zip Co’s forecasted earnings turnaround and sector growth, or phase in your buying if you expect further short-term weakness. |
| Monitor news and financial results | Regularly follow Zip Co’s quarterly updates, announcements about US market performance, and news on share buybacks, as these can heavily influence the share price. |
| Use risk management tools | Utilise stop-loss or trailing stop orders to limit your downside exposure, especially given Zip’s recent technical signals and historic price swings. |
| Sell at the right time | Consider taking profits near resistance levels or ahead of potentially volatile events, and review your position if there are shifts in Zip’s financial or sector outlook. |
The latest news about Zip Co
Zip Co reported record Q3 FY2025 results with revenue up 26.5% year-on-year and cash EBTDA surging 219%. For the quarter ended March 31, 2025, Zip delivered A$278.9 million in revenue and A$46.0 million in cash earnings, both beating analyst forecasts, as the buy-now-pay-later (BNPL) specialist continued to benefit from increased consumer adoption and robust transaction volume growth across its key markets. Notably, the U.S. operations contributed significant revenue gains, with American transaction volumes climbing sharply by over 40%. This strong performance underpinned management’s decision to raise full-year EBTDA guidance to at least A$153 million—a further signal of confidence in the company’s ongoing momentum and operational strategy.
UBS and other brokers reiterated their "Strong Buy" ratings, with a consensus target price of A$3.33 implying over 100% upside. Following the quarterly earnings release, major analysts highlighted Zip’s clear progress toward profitability, with expectations of net positive income for FY2025 and consistent margin improvement. The raised guidance and outperformance versus consensus forecasts prompted both domestic and international brokers to reiterate or upgrade their recommendations, strengthening market sentiment among institutional investors. With seven analysts currently rating the stock a "Buy" and none at "Hold" or "Sell," the consensus reflects both growing confidence in Zip Co’s growth trajectory and support for its valuation relative to sector peers.
Zip Co announced a A$30 million share buyback, further signaling management’s commitment to shareholder value. The launch of the buyback program in early April 2025 marks a decisive step to enhance capital management and demonstrates the board’s belief in the company’s undervalued stock price. For Australian shareholders, this positivity is especially notable as buybacks can offset short-term price volatility and serve as a floor under the share price, while also indicating free cash flow strength. Combined with the raised profit outlook and sustained growth in core markets, this move strengthens the investment case for Zip within the ASX-listed fintech sector.
Despite recent short-term technical weakness, the stock has posted a strong 32% gain over the past year. With a current price of A$1.64, Zip shares are down 2% week-on-week and have declined 44% over the past six months, reflecting market volatility and profit-taking after earlier highs. Nevertheless, the past twelve months show a significant recovery, highlighting improved investor confidence and the company’s resilience in the face of challenging sector conditions. While most momentum indicators suggest a period of continued short-term weakness, longer-term moving averages and relative strength signal that Zip remains in a fundamentally constructive position.
Zip’s strategic focus on the U.S. market continues to deliver, making it a leading BNPL provider for Australian investors. The company’s expanding U.S. footprint, evidenced by 44% annual U.S. revenue growth and sharply rising transaction volumes, confirms the effectiveness of its international diversification strategy. With Sydney as headquarters and a robust presence in Australia, Zip is well-positioned to leverage domestic and global BNPL market growth. This strategic balance between home market strength and U.S. expansion offers a compelling narrative for Australian investors seeking exposure to innovative, growth-oriented financial services.
FAQ
What is the latest dividend for Zip Co stock?
Zip Co does not currently pay any dividends to shareholders. The company has historically reinvested earnings into business growth and strategic expansion rather than distributing payouts. Investors seeking income may want to explore alternative options, as Zip’s focus remains on scaling operations within the fast-growing Buy Now, Pay Later (BNPL) sector.
What is the forecast for Zip Co stock in 2025, 2026, and 2027?
Based on the current share price of A$1.64, the estimated projections are A$2.13 at the end of 2025, A$2.46 at the end of 2026, and A$3.28 at the end of 2027. These figures reflect strong momentum in earnings and revenue, supported by impressive growth in U.S. markets and overall sector optimism. Analyst sentiment remains highly positive, viewing Zip Co as well-positioned for further expansion.
Should I sell my Zip Co shares?
Holding onto Zip Co shares may be appropriate, given the company’s clear growth trajectory and strategic progress in both domestic and international markets. Despite recent technical weakness and short-term volatility, Zip’s strong fundamentals—such as improving earnings and expanding revenue base—support its long-term prospects. The robust analyst consensus and ongoing share buyback program further signal management’s confidence in the future.
How are capital gains and dividends from Zip Co shares taxed in Australia?
For Australian investors, capital gains from selling Zip Co shares are generally subject to capital gains tax, with a 50% discount on gains held for over 12 months. Since Zip Co does not pay dividends, there is currently no dividend income to declare. If this changes, Australian shareholders may benefit from franking credits on any future dividends, potentially reducing their tax liability.
What is the latest dividend for Zip Co stock?
Zip Co does not currently pay any dividends to shareholders. The company has historically reinvested earnings into business growth and strategic expansion rather than distributing payouts. Investors seeking income may want to explore alternative options, as Zip’s focus remains on scaling operations within the fast-growing Buy Now, Pay Later (BNPL) sector.
What is the forecast for Zip Co stock in 2025, 2026, and 2027?
Based on the current share price of A$1.64, the estimated projections are A$2.13 at the end of 2025, A$2.46 at the end of 2026, and A$3.28 at the end of 2027. These figures reflect strong momentum in earnings and revenue, supported by impressive growth in U.S. markets and overall sector optimism. Analyst sentiment remains highly positive, viewing Zip Co as well-positioned for further expansion.
Should I sell my Zip Co shares?
Holding onto Zip Co shares may be appropriate, given the company’s clear growth trajectory and strategic progress in both domestic and international markets. Despite recent technical weakness and short-term volatility, Zip’s strong fundamentals—such as improving earnings and expanding revenue base—support its long-term prospects. The robust analyst consensus and ongoing share buyback program further signal management’s confidence in the future.
How are capital gains and dividends from Zip Co shares taxed in Australia?
For Australian investors, capital gains from selling Zip Co shares are generally subject to capital gains tax, with a 50% discount on gains held for over 12 months. Since Zip Co does not pay dividends, there is currently no dividend income to declare. If this changes, Australian shareholders may benefit from franking credits on any future dividends, potentially reducing their tax liability.
