- The best travel insurance plans for Myanmar
- Is it currently safe to travel to Myanmar?
- Is travel insurance required by law to enter Myanmar?
- Why you should take out travel insurance for Myanmar
- What should travel insurance for Myanmar cover?
- The cost of travel insurance for Myanmar
- How to pay less for your travel insurance to Myanmar
- Can I rely on my current insurance to cover me in Myanmar?
- FAQ
- On the same topic
Travel insurance for Myanmar: key takeaways
1. Definition: Travel insurance for Myanmar covers medical emergencies, cancellations, and other unforeseen travel disruptions.
2. Warning: The Australian government advises against all travel to Myanmar due to the dangerous security situation.
3. Key protection: Insurance is not mandatory but is crucial due to limited medical facilities and high risks.
4. Price: A one-week policy for Myanmar can cost between AUD 50 and AUD 100, reflecting risks.
5. Good to know: Most Australian policies are void if you travel against 'Do Not Travel' government advice.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travellers every month. After analysing 41 travel insurance policies available in Australia, our experts share here everything you need to know to choose the best travel insurance for Myanmar.
The best travel insurance plans for Myanmar
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | AUD 1.6M | Strong protection for Myanmar’s high-risk context. - high medical and evacuation cover - repatriation included - modern support offer |
| Cap Assistance 24/24 | AUD 1.6M | Robust plan for emergencies in Myanmar. - 24/7 emergency helpline - no deductible - cancellation included |
| Tourist Card | AUD 800K | Reliable for travel health risks in Myanmar. - solid medical ceiling - prompt claims - key essentials covered |
| Travel Pass Monde | AUD 1.1M | Good for difficult health situations and repatriation in Myanmar. - medical and hospitalisation cover - wide cover scope - assistance included |
| Globe Partner | AUD 480K | Suitable for shorter or essential trips to Myanmar. - essential guarantees - medical and assistance - simple, clear terms |
| Globe Traveller | AUD 800K | Affordable for basic needs and short stays. - basic health cover - faster claims - clearly defined limits |
- high medical and evacuation cover
- repatriation included
- modern support offer
- 24/7 emergency helpline
- no deductible
- cancellation included
- solid medical ceiling
- prompt claims
- key essentials covered
- medical and hospitalisation cover
- wide cover scope
- assistance included
- essential guarantees
- medical and assistance
- simple, clear terms
- basic health cover
- faster claims
- clearly defined limits
Is it currently safe to travel to Myanmar?
As of June 2025, the Australian Department of Foreign Affairs and Trade advises against all travel to Myanmar due to the dangerous security situation, ongoing civil unrest, and widespread armed conflict. Armed violence, bombings and attacks can occur without warning, and a state of emergency remains in place. Flights and road networks may be subject to closure or significant disruption. Australians may also face arbitrary detention and limited consular support.
Here are their four main recommendations.
- Security risks: armed conflict and violence have resulted in frequent attacks, including in major cities like Yangon. Detention of foreigners and risk of kidnapping are ongoing concerns.
- Health risks: medical care is severely limited outside Yangon, with hospital closures and lack of essential medications. Disease risks include malaria, dengue, and Japanese encephalitis, with outbreaks occurring in Mandalay and rural areas.
- Legal constraints: recent laws enable conscription of dual nationals and severe penalties for unauthorized activities. Employment scams have resulted in Australians being trafficked or detained, with fake recruitment syndicates in border regions.
- Environmental hazards: major earthquakes like the 7.7 magnitude event in March 2025 have damaged infrastructure, especially in Mandalay and Sagaing. Aftershocks, landslides and inaccessible areas present ongoing dangers.
Although not required, travel insurance is strongly recommended by the Australian Department of Foreign Affairs and Trade, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Myanmar.
Is travel insurance required by law to enter Myanmar?
No, travel insurance is not mandatory for travellers from Australia to enter Myanmar.
Nevertheless, it is strongly recommended to have travel insurance before travelling to Myanmar because of the serious security risks, limited medical services and high possibility of costly medical evacuations. Many Australian insurers do not cover travel to destinations under a "do not travel" advisory, so always check policy exclusions.
According to our data, 80% of travellers purchase travel insurance before going to Myanmar, mainly due to the severely limited access to quality healthcare and the highly unstable environment.
Why you should take out travel insurance for Myanmar
It is an essential financial and medical protection for anyone going to Myanmar.
In Myanmar, health costs can be high because medical infrastructure is limited, especially outside Yangon. Foreigners often need to use private hospitals such as Pun Hlaing Hospital or international clinics in Yangon, where consultation and hospitalisation fees are much higher than at public facilities. Emergency medical evacuations can be necessary and extremely expensive.
Travel insurance covers medical fees, hospitalisation, medication, ambulance transport, and emergency repatriation to Australia in the event of a serious incident.
Here are some examples of healthcare costs in Myanmar.
| Example of medical treatment | Cost at Pun Hlaing Hospital | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 4,000,000 MMK (about AUD 2,950) | up to 100% (normally up to AUD 2,000,000) |
| I broke my tibia (X-ray, cast, and crutch rental) | 2,200,000 MMK (about AUD 1,620) | up to 100% (normally up to AUD 2,000,000) |
| I need to be repatriated | 35,000,000 MMK (about AUD 25,800) | up to 100% (normally up to AUD 2,000,000) |
| I have appendicitis (consultation and surgery) | 7,000,000 MMK (about AUD 5,150) | up to 100% (normally up to AUD 2,000,000) |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What should travel insurance for Myanmar cover?
Severe security threats and the ongoing state of emergency in Myanmar may make it difficult to find travel insurance providers willing to offer coverage. Most Australian insurance policies will not provide benefits if you choose to travel against official advice. Check policy exclusions and make sure emergency evacuation and hospitalisation are still covered.
Here is a summary table of the main coverages you should look for in a travel insurance policy for Myanmar.
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers doctor visits, hospitalisation and outpatient care at international or private clinics. We recommend a minimum reimbursement limit of AUD 300,000 for Myanmar. |
| 🚑 Medical evacuation | Pays for air ambulance or evacuation to the nearest safe country if needed. The recommended minimum cover is AUD 500,000 as evacuations are complex and expensive in Myanmar. |
| ✈️ Repatriation to Australia | Covers return to Australia for medical or security emergencies. Minimum cover recommended is AUD 200,000. |
| 💊 Medications | Pays for prescription medicines provided by recognised clinics. Set a minimum of AUD 10,000 due to shortages and the risk of counterfeit drugs in Myanmar. |
| 🧳 Baggage and valuables | Covers theft, loss or damage of luggage during your trip. Recommended limit is at least AUD 5,000 especially for electronics and documents. |
| 🛑 Cancellation | Compensates prepaid and non-refundable trip costs if you must cancel for covered events, such as illness or natural disasters. Minimum recommended cover is AUD 10,000. |
| 🚗 Personal liability | Pays legal costs or damages if you accidentally injure someone or damage property. At least AUD 1,000,000 is recommended for unexpected incidents. |
| ⛰️ Search and rescue | Provides for search operations if lost in remote or unsafe areas. The minimum recommended amount is AUD 20,000 due to limited rescue infrastructure in Myanmar. |
We recommend a minimum reimbursement limit of AUD 300,000 for Myanmar.
The recommended minimum cover is AUD 500,000 as evacuations are complex and expensive in Myanmar.
Minimum cover recommended is AUD 200,000.
Set a minimum of AUD 10,000 due to shortages and the risk of counterfeit drugs in Myanmar.
Recommended limit is at least AUD 5,000 especially for electronics and documents.
Minimum recommended cover is AUD 10,000.
At least AUD 1,000,000 is recommended for unexpected incidents.
The minimum recommended amount is AUD 20,000 due to limited rescue infrastructure in Myanmar.
Travel insurance from local providers or bank cards often offers only limited coverage, with low limits and significant exclusions. It is safer to choose a trusted insurer offering full coverage. Compare top insurers on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Myanmar
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | AUD 70 – AUD 110 |
| 2 weeks | 45 years old | AUD 105 – AUD 170 |
| 1 month | 35 years old | AUD 150 – AUD 245 |
| 1 month | 70 years old | AUD 240 – AUD 380 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance policy depends on key factors like your age, destination, trip duration, and the level of cover you select. High-risk activities can also increase the cost. It's vital for Aussies to consider these elements to ensure they get the right cover at the best price for their travels.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Myanmar
Here are some suggestions to optimize the cost of your travel insurance to Myanmar while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| ✈️ Trip duration | Premiums rise with longer trips. For Myanmar, longer coverage is recommended due to possible travel delays. | Choose exact dates, not extra days—avoid adding unneeded days to your policy for greater savings. |
| 🧑🤝🧑 Number of travellers | Insuring multiple people on one policy often costs less per person than buying separate plans. | Buy a group or family policy to benefit from discounted rates for couples, families or travel mates. |
| 💼 Level of coverage | More comprehensive cover costs more. For Myanmar, strong cover for health, evacuation and baggage is essential. | Adjust non-critical extras but always keep high limits for medical and evacuation expenses. |
| 🌎 Destinations covered | Including extra countries increases your premium. For Myanmar, only cover the locations you plan to visit. | Select single-country coverage if only travelling to Myanmar, excluding stopovers if not necessary. |
| 👤 Traveller's age | Prices rise sharply for older travellers. For Myanmar, age is a key factor in pricing due to increased risk. | Compare specialist providers. Heymondo does not increase prices for people over 62. |
| ✈️ Activities planned | Riskier activities (motorbiking, trekking) can raise your rate, especially in a country like Myanmar. | Only include necessary add-ons and avoid those for activities you’re not planning. |
| 🕒 Time of purchase | Buying early can sometimes get you better deals and ensures cancellation coverage starts right away. | Book soon after booking flights to secure the lowest premium and better cancellation protection. |
Can I rely on my current insurance to cover me in Myanmar?
It is completely legitimate to wonder if your current insurance, such as Medicare, private health cover, or credit card protection, can provide sufficient benefits for your trip to Myanmar. Unfortunately, these forms of coverage are often limited or insufficient for international travel risks.
Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Myanmar? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare) | Never | Emergency doctor visits and hospital care within Australia only. No cover for overseas medical care. | Travel insurance reimburses up to AUD 500,000 for medical emergencies and evacuations abroad. Includes 24/7 global assistance and repatriation. Not covered by Medicare. |
| Private health insurance (Bupa, Medibank, NIB) | Limited coverage | Some overseas medical on extra policies, rarely over AUD 10,000. Routine care not covered. | Travel insurance covers medical, hospital, medications, evacuation up to AUD 500,000. Includes cover for lost baggage, delays, or personal liability. |
| Classic credit card (ANZ First, NAB Classic) | Limited coverage | May include medical emergency, accident, and baggage delays. Cover between AUD 2,500–AUD 20,000. | Travel insurance provides much higher limits, up to AUD 500,000 for health, and covers cancellations, evacuations, and civil unrest, which cards exclude. |
| Premium credit card (Westpac Black, Amex Platinum, CommBank Ultimate) | Limited coverage | Better limits than classic cards, usually up to AUD 50,000–AUD 100,000 for medical emergencies. | Travel insurance offers higher medical cover, evacuation, liability (up to AUD 1,000,000), and key risks not included in credit card cover, like natural disasters. |
Example
Contracting severe dengue fever in Bagan, Sarah's medical evacuation to Bangkok cost AU$75,000. Her NAB Platinum card's travel insurance was invalid due to the government's 'Do Not Travel' advice. Her Australian health insurance offered no cover, leaving her to fund the entire life-saving flight and treatment herself.
Expert advice
Your credit card or private health cover often won't pay out for trip interruptions due to a relative’s illness. Always check the Product Disclosure Statement (PDS) for exclusions to avoid nasty surprises abroad. For peace of mind, it's always safer to get dedicated travel insurance for your trip.
FAQ
Do I need a visa to travel to Myanmar?
Yes, Australian citizens require a visa to travel to Myanmar. You can apply for an e-visa online, which typically allows a stay of up to 28 days. Ensure your passport has at least six months’ validity from your entry date. Supporting documents such as hotel bookings and a return ticket are also usually required.
How do I purchase travel insurance for Myanmar?
To purchase travel insurance for Myanmar, start by comparing plans using the HelloSafe travel insurance comparison tool. Carefully check what each policy covers and any exclusions, especially regarding current conditions in Myanmar. Then buy your chosen policy online. After purchase, you will receive your insurance certificate by email.
What should I look for in travel insurance for Myanmar?
Given the security risks and limited health facilities, choose a policy with high medical, evacuation, and repatriation coverage. Look for cover that includes trip interruption and protection against civil unrest or natural disasters. Always check exclusions related to destinations under “do not travel” advisories.
Are there any restrictions from Australian insurers for travel to Myanmar?
Yes, many Australian insurers do not cover travel to countries under a "do not travel" government advisory, which currently applies to Myanmar. Always check your insurer’s terms and conditions, and confirm whether coverage remains valid before purchasing a policy.
What is the approximate cost of travel insurance for Myanmar?
Prices vary based on age, trip length, and level of coverage. For a typical adult, one week of standard cover might cost between AUD 70 and AUD 110. Longer trips or those including extra cover may increase the price substantially. Premiums also rise for older travellers.
Is medical treatment expensive for Australians in Myanmar?
Yes, medical treatment for foreigners in Myanmar can be costly, and quality is often limited, especially outside the main cities. Most hospitals require payment upfront. Without comprehensive insurance, costs for medical emergencies or evacuation can reach thousands of Australian dollars.
Do I need a visa to travel to Myanmar?
Yes, Australian citizens require a visa to travel to Myanmar. You can apply for an e-visa online, which typically allows a stay of up to 28 days. Ensure your passport has at least six months’ validity from your entry date. Supporting documents such as hotel bookings and a return ticket are also usually required.
How do I purchase travel insurance for Myanmar?
To purchase travel insurance for Myanmar, start by comparing plans using the HelloSafe travel insurance comparison tool. Carefully check what each policy covers and any exclusions, especially regarding current conditions in Myanmar. Then buy your chosen policy online. After purchase, you will receive your insurance certificate by email.
What should I look for in travel insurance for Myanmar?
Given the security risks and limited health facilities, choose a policy with high medical, evacuation, and repatriation coverage. Look for cover that includes trip interruption and protection against civil unrest or natural disasters. Always check exclusions related to destinations under “do not travel” advisories.
Are there any restrictions from Australian insurers for travel to Myanmar?
Yes, many Australian insurers do not cover travel to countries under a "do not travel" government advisory, which currently applies to Myanmar. Always check your insurer’s terms and conditions, and confirm whether coverage remains valid before purchasing a policy.
What is the approximate cost of travel insurance for Myanmar?
Prices vary based on age, trip length, and level of coverage. For a typical adult, one week of standard cover might cost between AUD 70 and AUD 110. Longer trips or those including extra cover may increase the price substantially. Premiums also rise for older travellers.
Is medical treatment expensive for Australians in Myanmar?
Yes, medical treatment for foreigners in Myanmar can be costly, and quality is often limited, especially outside the main cities. Most hospitals require payment upfront. Without comprehensive insurance, costs for medical emergencies or evacuation can reach thousands of Australian dollars.
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