The Best Travel Insurance Plans for Tunisia in 2025
- The best travel insurance plans for Tunisia
- Is it currently safe to travel to Tunisia?
- Is travel insurance required for Tunisia?
- Why take out travel insurance for Tunisia?
- What Travel Insurance for Tunisia Should Cover
- The cost of travel insurance for Tunisia
- How can you pay less for your travel insurance to Tunisia?
- Can I rely on my current insurance to cover me in Tunisia?
- FAQ
Travel insurance for Tunisia: key takeaways
1. Definition: Travel insurance for Tunisia covers medical emergencies, trip cancellation, and lost personal belongings.
2. Warning: The Australian government advises against travel to some regions of Tunisia due to security risks.
3. Key protection: Insurance is not mandatory but is crucial due to potentially high medical costs in Tunisia.
4. Healthcare cost: Private healthcare is expensive, and clinics often require immediate payment for medical treatment.
5. Price: A one-week travel insurance policy for Tunisia typically costs between AUD $40 and AUD $80.
6. Good to know: Australia has no embassy in Tunisia; consular assistance is provided by the Canadian Embassy.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travellers every month. After analysing 41 travel insurance policies available in Australia, our experts share here everything you need to know to choose the best travel insurance for Tunisia.
The best travel insurance plans for Tunisia
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | 1.6M AUD | A recommended option for Tunisia, combining strong cover and broad support. - high medical reimbursement - repatriation included - modern guarantees |
| Cap Assistance 24/24 | 1.6M AUD | Appropriate for short stays, this policy provides robust assistance and clear terms. - 24/7 medical helpline - cancellation included - no deductible |
| Tourist Card | 790k AUD | Good for tourists seeking reliable cover at fair value in Tunisia. - solid medical limits - emergency support - competitive pricing |
| Travel Pass Monde | 1.3M AUD | Well-suited for Australian travellers needing comprehensive help. - repatriation provided - hospitalisation covered - wide area of validity |
| Globe Partner | 475k AUD | Simple, effective cover for international stays, including Tunisia. - essential medical - repatriation - civil liability included |
| Globe Traveller | 790k AUD | Practical for affordable, essential travel requirements. - covers key medical care - fast processing - mid-range reimbursement ceiling |
- high medical reimbursement
- repatriation included
- modern guarantees
- 24/7 medical helpline
- cancellation included
- no deductible
- solid medical limits
- emergency support
- competitive pricing
- repatriation provided
- hospitalisation covered
- wide area of validity
- essential medical
- repatriation
- civil liability included
- covers key medical care
- fast processing
- mid-range reimbursement ceiling
Is it currently safe to travel to Tunisia?
As of June 2025, the Australian Department of Foreign Affairs and Trade advises travellers to exercise a high degree of caution in Tunisia, citing the risk of terrorism and potential for sudden outbreaks of violence. The highest alert applies along the borders with Algeria and Libya, as well as some southern mountains.
Here are their four main recommendations.
- Security risks: Travellers should be alert to the threat of terrorism, particularly at tourist and religious sites. For example, areas within 20 km of Algeria and 30 km of Libya are specifically off-limits due to high risk of attacks and kidnapping.
- Health risks: Medical facilities in major cities are often expensive, and a deposit may be required for care. Insect-borne diseases such as leishmaniasis and West Nile fever, as well as typhoid and hepatitis, are also present. Rabies risk means caution with animals.
- Legal constraints: You must always carry valid ID, and border officials may request proof of accommodation or return travel. Be aware that the Tunisian authorities maintain a state of emergency, allowing restrictive measures without prior warning.
- Cultural aspects: It is advisable to dress modestly, especially in rural or religious areas. During Ramadan, eating or drinking in public during daylight hours can cause offence.
Although not required, travel insurance is strongly recommended by the Australian Department of Foreign Affairs and Trade, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Tunisia.
Is travel insurance required for Tunisia?
Travel insurance is not legally mandatory for Australian travellers entering Tunisia.
It is still strongly recommended to have comprehensive travel insurance covering medical expenses, hospitalisation and emergency repatriation. Medical care in Tunisia’s main hospitals, especially in Tunis or Sousse, is expensive for foreigners and payment is required upfront. Insurance provides vital financial protection if you need urgent treatment, hospital stays or medical evacuation.
According to our data, 80% of travellers purchase travel insurance before going to Tunisia, due to the potentially high cost of healthcare and complex security environment.
Why take out travel insurance for Tunisia?
It is an essential financial and medical protection for anyone going to Tunisia.
In Tunisia, foreigners are typically directed to private hospitals like Clinique La Soukra in Tunis or Les Oliviers Clinic in Sousse, where costs can quickly rise. Public hospitals may have limited resources, and English-speaking staff are scarce. Upfront payment is demanded and health support for tourists can be challenging.
Travel insurance covers medical expenses, hospitalisation, medication, ambulance transport and emergency repatriation to Australia if needed.
Here are some examples of healthcare costs in Tunisia.
| Example of medical treatment | Cost at Clinique La Soukra | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | TND 5,500 (approx. AUD 2,700) | Up to AUD 1,000,000 |
| I broke my tibia (X-ray, cast, and crutch rental) | TND 3,500 (approx. AUD 1,700) | Up to AUD 1,000,000 |
| I need to be repatriated | TND 50,000 (approx. AUD 24,500) | Up to AUD 1,000,000 |
| I have appendicitis (consultation and surgery) | TND 15,000 (approx. AUD 7,400) | Up to AUD 1,000,000 |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What Travel Insurance for Tunisia Should Cover
Here is a summary table of the main coverages you should look for in a travel insurance policy for Tunisia.
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers hospital stays, outpatient care and emergency treatment. We recommend a minimum reimbursement limit of AUD 150,000 per traveller for Tunisia. |
| 🚑 Medical evacuation | Pays for ambulance transfers or air evacuation to Australia in case of a serious incident. Seek at least AUD 250,000, especially for remote areas or severe health events. |
| ✈️ Trip cancellation or interruption | Covers costs if you need to cancel or cut your trip short due to illness, family emergencies or unforeseen circumstances. A minimum of AUD 8,000 per person is advised. |
| 🧳 Luggage and personal belongings | Protection for loss, theft, or damage to your bags and valuables in Tunisia. Look for cover of at least AUD 2,500 per trip. |
| 💼 Personal liability | Pays for accidental injury or property damage you cause to others. A limit of AUD 1 million is recommended due to legal risks when abroad. |
| 🦟 Infectious disease cover | Covers treatment for illnesses such as dengue, malaria, and leishmaniasis, which are present in Tunisia. Ensure at least AUD 20,000 for infectious diseases and related hospital admissions. |
| 🏄♂️ Activities and sports | Extension for adventure activities: desert tours, quad biking or diving. Check exclusions and ensure AUD 20,000 for these activities is included. |
| 📞 24/7 emergency assistance | Access to a hotline for urgent help, translation or hospital referrals at any time. This feature should always be included with comprehensive policies. |
We recommend a minimum reimbursement limit of AUD 150,000 per traveller for Tunisia.
Seek at least AUD 250,000, especially for remote areas or severe health events.
A minimum of AUD 8,000 per person is advised.
Look for cover of at least AUD 2,500 per trip.
A limit of AUD 1 million is recommended due to legal risks when abroad.
Ensure at least AUD 20,000 for infectious diseases and related hospital admissions.
Check exclusions and ensure AUD 20,000 for these activities is included.
This feature should always be included with comprehensive policies.
Travel insurance from local providers or bank cards typically offers limited support, low compensation levels, and multiple exclusions. Choosing a reputable insurer with complete cover is safest. Compare the top offers on HelloSafe and apply online to get instant certification for your journey.
The cost of travel insurance for Tunisia
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | AUD 42 |
| 2 weeks | 45 years old | AUD 61 |
| 1 month | 35 years old | AUD 93 |
| 1 month | 70 years old | AUD 265 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
Your travel insurance cost for Tunisia depends on several factors: your age, the length of your trip, your specific destinations within the country, and the level of cover you choose, especially for medical evacuation. It's crucial to consider these to get the right policy and avoid being caught out with massive bills.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow can you pay less for your travel insurance to Tunisia?
Here are some suggestions to optimize the cost of your travel insurance to Tunisia while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🏥 Level of coverage | Medical care in Tunisia is expensive and payment is required upfront, especially in private clinics. | Choose coverage just above the minimum recommended for Tunisia. Avoid unnecessary high limits to keep costs reasonable. |
| ✈️ Trip duration | Insurance cost goes up for each extra day abroad. Only pay for the days you actually need cover. | Buy insurance for the exact travel dates only. Do not add extra days pre or post trip unless necessary. |
| 🧳 Optional add-ons | Extras like adventure sports or valuables cover may not be needed on every trip to Tunisia. | Remove unnecessary options. Customise your contract to include only what you will really need during your stay. |
| 👤 Traveller’s age | Some insurers increase rates for older travellers, except Heymondo, which does not raise premiums above 62. | Compare some offers by age bracket. Prices may be more stable at insurers like Heymondo if you are over 60. |
| 👪 Family or group insurance | Group or family coverage may be cheaper than getting separate policies for each traveller, especially for children. | Choose a group or family plan. It’s usually less expensive per person than multiple solo contracts. |
| 💳 Payment method | Instalment payment can include hidden fees or higher total costs over time. | Pay your premium in a single payment. Upfront payment is usually more economical than paying monthly or in instalments. |
| ⏳ Timing of purchase | Last-minute bookings can cost more due to urgency or reduced choice. | Buy your cover well in advance. Early purchase often means more choices and lower rates. |
Can I rely on my current insurance to cover me in Tunisia?
It is legitimate to wonder if your existing coverage—such as Australian public health insurance, private health plans or credit card insurance—will protect you during your trip to Tunisia. Unfortunately, this coverage is often limited or insufficient. Only comprehensive travel insurance can provide the broad protection needed overseas.
Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Tunisia? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance | Never | Emergency care in Australia only. No cover for overseas medical bills, repatriation, or evacuation. | Travel insurance can cover up to AUD 10,000,000 for medical expenses, as well as search and rescue, and support services. |
| Private health insurance | Limited coverage | Some policies reimburse limited overseas emergencies, but many exclude repatriation and evacuation. | Travel insurance includes unlimited repatriation and high medical limits. It can also fund trip cancellation or luggage loss. |
| Classic credit card (ANZ, Commonwealth, NAB) | Limited coverage | Basic cover for emergencies, trip interruption (up to AUD 2,500), but stricter conditions, exclusions and excess fees. | Travel insurance reimburses up to AUD 10,000,000 for medical costs, covers adventure activities, and pre-existing medical conditions. |
| Premium credit card (Platinum, Black, Signature) | Limited coverage | May cover medical emergencies abroad (up to AUD 500,000), but usually excludes comprehensive cover or ongoing care. | Travel insurance provides higher maximums, emergency evacuation and 24/7 assistance, which are not standard with cards. |
Example
After severe food poisoning in Sousse, Chloe's hospital bill was AU$9,000. Her CommBank Platinum card's complimentary insurance only covered AU$500, and her domestic health cover offered nothing. Without comprehensive travel insurance, she had to pay the remaining AU$8,500 upfront, a shocking cost for a common travel illness.
Expert advice
Critical cover, like trip interruption due to a relative's illness, is often excluded from credit card and health insurance policies. Always check the fine print to avoid surprises overseas. In any case, it's safer and more reassuring to get dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Tunisia?
Australian citizens do not need a visa for tourism stays in Tunisia of up to 90 days. Your passport must be valid for the duration of your stay, though at least six months’ validity is strongly recommended. Be prepared to show proof of accommodation, your return ticket, and sufficient funds if asked on arrival.
How do I purchase travel insurance for Tunisia?
To buy travel insurance for Tunisia, start by comparing plans with the HelloSafe travel insurance comparison tool. Review the coverage and exclusions carefully, checking for Tunisia-specific risks like limited English-speaking doctors and costly medical evacuation. Purchase your policy securely online and receive your insurance certificate by email, often instantly.
What medical expenses does travel insurance for Tunisia usually cover?
Travel insurance for Tunisia typically covers emergency medical treatment, hospitalisation, outpatient care, prescribed medications, and ambulance transport. Medical repatriation to Australia may also be included. Ensure your policy covers at least AUD 250,000 in medical expenses, as private health care and evacuation can be costly for foreigners in Tunisia.
Are natural disasters or civil unrest covered by travel insurance in Tunisia?
Many policies include cover for additional accommodation or travel costs if your plans are disrupted by natural disasters or civil unrest. Always check the policy wording, as some events may be excluded or require you to act on local authorities’ advice. Claims may be denied if you visit areas subject to “do not travel” warnings.
Can I get travel insurance for Tunisia if I have pre-existing medical conditions?
Most insurers allow you to declare pre-existing medical conditions during the online application process. Coverage and price will depend on the nature and stability of your condition. In some cases, you may need to pay an extra premium or accept exclusions. Always disclose your medical history fully to avoid denied claims.
Do I need a visa to travel to Tunisia?
Australian citizens do not need a visa for tourism stays in Tunisia of up to 90 days. Your passport must be valid for the duration of your stay, though at least six months’ validity is strongly recommended. Be prepared to show proof of accommodation, your return ticket, and sufficient funds if asked on arrival.
How do I purchase travel insurance for Tunisia?
To buy travel insurance for Tunisia, start by comparing plans with the HelloSafe travel insurance comparison tool. Review the coverage and exclusions carefully, checking for Tunisia-specific risks like limited English-speaking doctors and costly medical evacuation. Purchase your policy securely online and receive your insurance certificate by email, often instantly.
What medical expenses does travel insurance for Tunisia usually cover?
Travel insurance for Tunisia typically covers emergency medical treatment, hospitalisation, outpatient care, prescribed medications, and ambulance transport. Medical repatriation to Australia may also be included. Ensure your policy covers at least AUD 250,000 in medical expenses, as private health care and evacuation can be costly for foreigners in Tunisia.
Are natural disasters or civil unrest covered by travel insurance in Tunisia?
Many policies include cover for additional accommodation or travel costs if your plans are disrupted by natural disasters or civil unrest. Always check the policy wording, as some events may be excluded or require you to act on local authorities’ advice. Claims may be denied if you visit areas subject to “do not travel” warnings.
Can I get travel insurance for Tunisia if I have pre-existing medical conditions?
Most insurers allow you to declare pre-existing medical conditions during the online application process. Coverage and price will depend on the nature and stability of your condition. In some cases, you may need to pay an extra premium or accept exclusions. Always disclose your medical history fully to avoid denied claims.
